American Express Consumer Reviews & Complaints - American Express


Latest American Express Reviews...

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  • Poor service and misinformation

    Product/Service: American Express Credit Card - Green
    8/23/2010 Los Angeles CA

    I have received such poor service from American express that I cannot hold back anymore. I missed 1 payment and was sent to collections. My wife and I were called multiple times per day at work, home, and cell phone. When I paid the balance AMEX would not provide me a receipt, and when asked to spea...
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    American Express Credit Cards suck!

    Product/Service: American Express Gold and Platinum Cards
    6/28/2010

    A while back I got a few days behind on my AMEX Gold Card, which I had had for 20+ years. One of their rude representatives, from some unknown foreign land said my account was being closed for NON PAYMENT! I was NOT given the opportunity to go online and pay immediately.

    I thought Oh Well! AMEX ...
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    American Express Gift Cheques

    Product/Service: American Express Gift Cheques
    5/13/2010

    American Express really has a winner with their Gift Cheques! It says right on the enclosed card that you can use it any where, the same as cash. I tried five Banks, several Gas Stations, a Grocery Store and no one wants anything to do with them.

    If you are a customer of a Bank, they will allow ...
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    American Express CLOSED for business

    Product/Service: American Express business account
    4/30/2010

    Starting a company is hard work. We needed every bit of help we have received. I attended a Government business matching symposium one day in October of 2009, and American Express OPEN was a big sponsor of the event. I knew we would need business accounts and we had used them at our former corpor...
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    Happy Customer

    Product/Service: American Express Costco Card
    2/5/2010

    I can not believe all the complaints on this card. I am extremely happy with this card. I have had this card for 10 years and lost it twice. They replaced it immediately with no problems. I have a $13,000 credit limit, no problems. I might add I am NEVER late. As soon as I receive my statement...
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    Ruining My Life

    Product/Service: American Express Gold Card
    1/30/2010

    I opened my American express card account in 1993. I loved this card. It was useful in emergency or when I was low on cash. I had a large sign and travel balance, which I paid along with my regular charges on time until May 2009. I was victim of identity theft. The negative accounts on my credit ...
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    Impeding on business progess

    Product/Service: American Express Gold Card Busines
    1/26/2010

    American Express offers access to world-class Credit Cards, Charge Cards, rewards, travel, financial and business services including Corporate Cards and more...so American Express says. What American Express doesn't offer is help to the small business owner. The benefits of the Card and the reward...
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    Tell Costco to stop accepting American Express

    Product/Service: American Express Open Card
    1/12/2010

    American Express is the only card accepted by Costco, and given the lousy treatment of consumers by AmEX and the pretty good treatment by Costco, I think we should all write or convey to Costco that other cards are much easier to use, and treat most of the customers like humans.
    For example, go to ...
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    Fraudulant and untrue credit reporting

    Product/Service: American Express Open Card
    1/8/2010

    I have been with American Express since 1988, and needed to set up a payment plan with them to cover an outstanding balance.
    American Express did so, with explicit terms, which they sent me copy of, and I have complied to the letter, with one payment left.
    I was informed that American Express ha...
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    Great Service

    Product/Service: American Express Credit Card
    12/9/2009

    Great Service, lost my wallet in Malaysia, got a replacement card within one day in Malaysia. Thanks American Express....
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    POOR CUSTOMER SERVICE

    Product/Service: AMERICAN EXPRESS PLATINUM CARD
    12/8/2009

    I have been a card holder for 12 years. I can't believe how bad American Express Customer Service has become. I was at an charity auction and my Amex Platinum charges did not go through for only a few hundred dollars. A lot of people in my industry were there, and the volunteers running the card mac...
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    American Express Credit Line Cut

    Product/Service: American Express JetBlue Card
    12/1/2009

    All Right I Have Not Had an American Express card in 15 years and so I decided to open an American Express credit card recently and I did so I was instantly approved for 15,000.00 credit line, I put a Trip to colorado on the card 4 months later and paid it off within 2 months and then I just put bas...
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    I guess AmEx doesn't want my business. I left.

    Product/Service: American Express Blue
    11/16/2009 Dallas TX

    I paid off my AmEx Blue card $2,400 in full, then 2 weeks later, I tried to use my AmEx card on a trip and it was declined. I was embarrasssed. Then 4 days later, I received a letter stating that my card was canceled. I called customer service and they said one of the reasons I was canceled was b...
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    They cancel the card and eating up my rewards for no reason

    Product/Service: American Express Costco Credit Card
    10/28/2009

    I opened Amex Costco Credit Card when I became a member of Costco. My credit score was 740+ and they readily approve the card with a $3000+ credit limit. My average balances were around 400-450 and paid in full all on time for each billing statement for 6 months. One day I swiped my card at a resta...
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    OK, I messed up..........and Amex are going to cripple me for it

    Product/Service: American Express 'Blue' Credit Card
    10/15/2009 Ft. Lauderdale

    I've had my Amex Blue for 7 years now, never been late with a payment, always paid more than the minimum but, like all of us, I am only human. A couple of months ago I switched my checking account from Wachovia to a local bank that pays a decent interest rate on all balances. Diligently I went throu...
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    Travel Insurance auto-included by American Express

    Product/Service: American Express Credit Card
    9/15/2009

    I have had an American express credit card since 2000. I use it every now and then but always pay it off in full after the monthly statement. Couple months back I purchased two airline tickets using my American airlines card. I used orbitz.com and it had nothing to do with the card but they charged ...
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    They promised to continue my fixed rate and then changed it!!

    Product/Service: American Express Poor Management Decisions
    9/1/2009

    I received a notice at the beginning of the year that changed my 9.99 fixed rate on the AmX card, that I have had for over 25 years and have never made a late payment on, to 12.99 fixed. I called and was really upset, as this is the only card out of 3 that I really use and occasionally carry a balan...
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    Interest Rate Hike by American Express

    Product/Service: American Express Blue Card
    8/27/2009 New York, NY NY

    Interest rate hike on my blue from 6.99% fixed to 11.99% variable plus prime which amounts to 17.24% last I checked. On future purchases and . . . my remaining balance. Amex refused to let me 'opt out'.

    Everyone crush this company. They are the worst of the worse. Email Ken Chenault, CEO. His em...
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    American Express gift card scam

    Product/Service: American Express gift card
    8/27/2009 Salt Lake City UT

    American Express is defrauding people - not limited to their own customers - with their so-called "Gift Cards." They intentionally tie up funds for no reason, even when a merchant tries to expedite a transaction.

    I tried to use a 2.5month-old $100 gift card on 8/26/09 for a purchase of $81.26, ...
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    Shame On American Express Joining The Ranks Of The Scum Bag Card Companies

    Product/Service: American Express Blue
    8/24/2009

    If you haven't received your recent credit reduction from American express or your rate change from fixed to variable, then brace your self. Amex, once a company you could be proud of doing business with has turned into your basic slime ball scam company, Somewhere, over martinis some ceo [snip] dec...
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    Amex Optima Interest Rate Hike Scam

    Product/Service: American Express Optima Card
    8/21/2009

    I got the same letter on about the same date. A notice of intent to raise APR. So I called to say, fine, close my account, I'll pay off at the existing rate. Guess what? The very apologetic Customer Service lady said no, actually you can close your account, but we're still going to raise your rate. ...
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    Amex Optima unjustified interest rate hike

    Product/Service: American Express Optima Card
    8/19/2009

    After 26 years of being a faithful Amex customer I have made a decision to eliminate my revolving credit relationship with them on their Optima product. Like many who have posted complaints, I received a form letter in early August outlining an interest rate hike from 10.5% to about 15.5% effective ...
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    Has anyone considered a class action suit?

    Product/Service: American Express has gone too far!
    8/5/2009

    Like everyone else who has suddenly lost their credit line without notice (while doing business with a vendor, or had their interest rate dramatically increased, or had their credit wrecked because they discontinued their card. My question is how have they gotten away with doing this to so many peop...
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    Finance Charges Allayed due to fault in American Express Auto-Pay System

    Product/Service: American Express Credit Cards
    8/1/2009

    In June, 2009, I changed the setting of the Auto-Pay on my American Express account from making the minimum payment to paying the entire statement balance. When I received my bill for the month of June, I was shocked to see a string of finance charges and late fees because the American Express Auto...
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    American Express Reducing Credit Limits By Thousands Of Dollars Without Warning

    Product/Service: American Express Costco Credit Card
    7/17/2009

    If only I had known about this sooner. I am supposed to photograph a close friend's wedding in Boston on August 1st. I decided to pay down my American Express so I could buy the airfare and use some of the credit for my week-long trip. The sad result of this policy Amex is implementing: I bought the...
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    Don't get an American Express Card

    Product/Service: American Express Gold Card
    7/11/2009

    This company treats its customers with disrespect and as if they are sub human.

    I was a long term customer. I never missed a payment. Due to my wedding I was using my American Express to make most of the payments. Just before the wedding I paid off several large amounts one up to $3000 just a ...
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    AE Did It To Me Too

    Product/Service: American Express Blue Card
    6/20/2009

    I was a Blue card holder who always paid on time and paid more than the minimum. I did a refinance cash back recently and paid off several cards, this one included. Two months later(6 days ago) I charged $218 and was trying to make another charge when I found out it had been canceled with no notice....
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    Cancelled Card Without Even A Courtesy Call!

    Product/Service: American Express Credit Card
    6/5/2009

    Hello,

    I have had AMEX blue card for about 4 years now. The credit limit is only $2500. I have had high balances, but never missed a single payment ever.

    Anyways, I was just sick of paying all this money in interest and started paying off one card after the other. About, two weeks back, I pai...
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    Horrible Customer Relations

    Product/Service: American Express Green Card
    5/23/2009 Valley Cottage OK

    I closed my account. Less than two minutes later I attempted to reopen the account when I realized there are some small changes that are billed to this account monthly. American Express customer account person was rude, mean and refused to reopen it. I was told there was no way to reopen it once i...
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    Sorry Customer Service

    Product/Service: American Express
    5/20/2009

    To start with back in March of 08 I made my March payment around the 1st it's due around the 9th of March. Then I made an April payment in late March. I usually pay my bills early. Well the company said that I never made a payment for April and after arguing with them they finally got it and said...
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    Wish there was a Class Action Suit, 25 Years, Gold Card, Joke!

    Product/Service: American Express Gold Card
    5/11/2009

    I have been a loyal American Express member since 1984. I have used the card for years for business purposes and have never missed a payment. Last week, I was checking into a hotel and was informed that my card was cancelled. As I had never been late with a payment and knew the card was current, I ...
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    Make Sure To Get You Rewards Points If They Cancel Your Account!

    Product/Service: American Express Rewards Points
    5/2/2009

    American Express canceled my Rewards Plus account a couple of weeks ago and seemingly zapped out my 51,000 rewards points (51,000 Delta miles or other possible rewards). I was really bummed until I read the following:

    American Express Changes Membership Rewards Policy

    By Kevin Gipson, New Or...
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    Stressed Out

    Product/Service: American Express Sucks
    4/28/2009 Louisville KY

    I have two Gold Cards and One Blue, My typical monthly purchase between the gold cards are $25000.00 with hi months of $55.00 and they are always paid ON TIME. October 08 we get an letter cutting our credit to 21-K TOTAL "Current charges and Due Charges" which will equal approx $10500.00 available ...
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    Canceled Credit Card

    Product/Service: American Express Gold Card
    4/26/2009

    I have had my gold card for 5 years. I have never been late on a payment, and pay it off fully every two weeks. I went to use my card yesterday and it declined. I figured this was an error done by the cashier and paid on my other credit card. I called AMEX to make sure and while waiting, the automat...
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    Canceled Both My Accounts!!!

    Product/Service: American Express Blue And Blue Cash
    4/20/2009

    So about a month ago I got a letter in the mail stating they were reducing my credit limit on my blue cash account from 10k to 3k due to my bad credit with EXPERIAN!! I don't have bad credit according to EXPERIAN!! I challenged them on the phone and they hung up on me!!

    Then yesterday I tried to...
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    They Canceled And Took My Reward Points

    Product/Service: American Express Blue
    4/20/2009 NJ

    I received the cancellation notice the other day after paying the card off, and making on time monthly payments. I went online to use my reward points only to find they are not available anymore and to send an inquiry, that part of their website wouldn't work for me.

    Is this the way it works? I...
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    They Did It To Me - Again!

    Product/Service: American Express Delta Skymiles Card
    4/19/2009

    I have had an AMEX Delta Skymiles card for several years now. Up until recently, they constantly increased my credit limits because of my good credit and STERLING payment record. My limit was $30,000, but I never charged anywhere near that.

    In the past six months, they have notified me at least ...
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    My Amex Blue And Clear Cards Canceled For No Reason!

    Product/Service: American Express Blue and Clear
    4/16/2009 Rochester NH

    I have had 2 American Express cards (a Blue and a Clear) for 3+ years. On 3/23, I paid off both balances in full. Yesterday I received a letter from American Express dated 4/6/09 stating that they have cancelled BOTH accounts. There was no contact information listed on the letter, so I went online...
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    Not A Class Act

    Product/Service: American Express Card
    4/13/2009

    What company would call a consumer on her cell phone on Easter Sunday to inform the consumer that her credit limit was being drastically reduced? Not any company with class. I am not talking about a deadbeat customer; I am talking about a long-time American Express cardholder with an excellent credi...
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    Cancelled Platinum Card

    Product/Service: American Express Delta Credit Card
    4/10/2009

    If any has a class action law suit please let me know. I paid off my AE and they cancelled my card. I just went to the delta.com link and posted a complaint asking them to reconsider their co/op card services with AE....
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    Cancelled With No Warning

    Product/Service: American Express Hilton Honors Card
    4/6/2009

    What a bunch of idiots. They solicited me for a card with the Hilton Honors program a year ago. I accepted and a card was issued in May. I was never late and usually paid beyond their laughable minimum payment requested. My credit limit was lowered in December of 2008 without explanation. During lat...
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    Lowering Credit Limit W/O Notice

    Product/Service: American Express Blue
    4/6/2009 Ontario OH

    I hear that all of the credit cards are doing this now. I had an AMEX card for 7 years, was never late, never went over limit or anything and had my credit limit lowered w/o any notice! They gave me an excuse about something negative on my credit report. I checked out my reports (all 3)..... and the...
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    Extremely Unhappy Victim Of Credit Limit Slashing!

    Product/Service: American Express BLUE and ONE Credit Cards
    4/2/2009 Voorhees NJ

    I have been an American Express card holder since the year 2000 and I have worked extremely hard to build the credit that I had. I currently have three credit card accounts with American Express.

    On my BLUE credit card between 10/17/08 and 11/18/08 statements my credit line was reduced from $48,0...
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    Another Canceled Credit Card

    Product/Service: American Express Sky Miles
    3/25/2009

    I was beginning to feel really bad about my cancelled American Express accound until I read how this seems to be the mode of operation as of late. Here's my story. I had a $35,000 credit line. Two months ago they reduced it to $2,100. I found this out when I went over that limit. Needless to sa...
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    American Express Cancel My Card Because I Paid Off The Balance Every Month Since 1996

    Product/Service: American Express Cosco Card
    3/24/2009 Walnut CA

    I have an American Express Card and suddenly I got a notice said that my account was canceled. I check all the history of my account with American Express and found I never pay off my bill late every month. Why they cancel my account and refuse a good customer never pay over due?

    What happen to ...
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    Problems Receiving My Costco Rebate Coupon!

    Product/Service: American Express Costco TrueEarnings Card
    3/23/2009 Boca Raton, FL

    I am an American Express Costco TrueEarnings Card member and I am upset that I have not yet received my Costco rebate coupon, which was supposed to be mailed to me during the first week in February, which is now over six weeks ago!

    I have made three separate calls to the American Express Custome...
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    Amex Delta Rewards Canceled Without Notice Join My Class Action Law Suit Effort

    Product/Service: American Express Delta Gold
    3/22/2009 Salt Lake City UT

    I had a high credit limit with a 50$ balance. I wanted to get gas at Costco. Amex is not accepted. Today at Harbor Freight it was one of the most embarrassing moments of my life: Cashier was the opposite of friendly told me with rolling her eyes: The Card has been canceled. I was shocked. Called Ame...
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    Credit Limit Reduction By American Express-This Isn't Right!

    Product/Service: American Express Blue Card
    3/21/2009

    I support the last comment on this. I have an American Express card, always make my payments on time and this guys decided to cut my credit line by 50%.

    This becomes an issue for someone trying to refinance and take advantage of the low interest rate--for instance. Part of the FICO score is me...
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    American Express Just Decreased My Credit Limit

    Product/Service: American Express Blue Card
    3/16/2009 Huntington Beach CA

    I have been a American Express customer for 4 years now and I have never been late or not paid my bill. I have a limit rather I had a limit of $5000 and I have been leaning on it the last 6 months for gas and other things since my work hasn't given out raises in three years due to the recession. I h...
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    Watch Out For Credit Card Offers--It Could Cost You!

    Product/Service: American Express/Amazon Credit Cards
    3/14/2009 AL

    To start with, I have no debt and have always paid my bills on time. We all seem to receive many offers for credit cards, offering free gifts "no strings attached". Recently, I decided to sign up for two new cards in order to get the gifts, intending to cancel the cards later. This I did. However, i...
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    Credit Line Decrease

    Product/Service: American Express Credit Cards
    3/2/2009

    I was just reading a complaint from another AMEX card member. On Friday I paid my balance in full. I paid the balance in full in the morning and by 6:00 pm I received an email that my credit line had been reduced. I paid $5,000 and they reduced my credit line by $5,000. I have excellent credit a...
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    Cancelled My Card Without Even Notifying Me

    Product/Service: American Express Platinum Card
    2/26/2009

    I just learned today that Amex cancelled my credit card. I spoke with them on the phone about this, and this was their reasoning:
    1. I don't carry a very large balance
    2. I don't always pay my card off in full each month.

    My retort to them:
    1. I have been a card member for 10 years.
    2. I ALWA...
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    Worst Customer Service

    Product/Service: American Express Blue Credit Card
    2/16/2009

    I have had a Amex clear blue card for last 9 years. I have excellent credit history and have a rather high revolving credit line on my Amex card. I have never been late on payments and I have ALWAYS paid in full every month. I do use the card to a good extent. I recently initiated an online chat wit...
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    Glad To Be Canceled

    Product/Service: American Express Gold
    2/16/2009 Houston TX

    I was never able to make a significant purchase. I had to either call from a land telephone line # registered to my name - - one that I hadn't used in 10 years, or get on a conference call with my bank, who was closed on a holiday weekend. The extremely rude customer service reps didn't understand...
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    Amex is driving away its paying customers!

    Product/Service: American Express Platinum Card
    2/15/2009 Richmond VA

    These guys are driving away any good customers that they ever had! I had an Amex Platinum for several years at $495 per year. I kept it because
    allowed me to charge large amounts, which I could pay off during the next month after withdrawing accounts or tuition 529 plans (this was primarily colle...
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    Harsh Credit Limit Decrease

    Product/Service: American Express Blue Card
    2/13/2009 La Grange IL

    As a proud small business owner, responsible employer and responsible every loan and credit payer I was terrified to find out on February 12th of 2009, that two of my existing American Express Cards were drastically cut on credit limit in over $19,000 combining both accounts.

    So far, I was left w...
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    Lowered Credit Limit, Then Canceled The Card

    Product/Service: American Express Green Card
    2/11/2009 Detroit MI

    I had been a member of Amex since 2002 with a Green card. Never late on a payment, and paid my balance every month. I got a letter last year stating that they were setting a spending limit for my card, which everyone knows the green card doesn't have a spending limit. Then I get a letter dated 2-4-0...
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    Business Owner Beware Of The American Express Plum Card

    Product/Service: American Express Plum Card
    2/10/2009 CA

    Do not, I repeat, do not get an American Express Plum Card unless you want to see your credit score drop 40 points immediately after using the card. American Express has lost my business forever. After using the Plum card we received notice from our credit monitors that our score had dropped 40 poin...
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    Arbitrary Increase of Interest

    Product/Service: American Express Platinum Card
    2/4/2009

    Like so many others here, I was surprised when I noticed on my American Express Platinum statement that my interest rate was increased arbitrarily. I have a high FICO score and always pay my bills on time. I think that it is “plain wrong” when a customer who does everything right, gets penalized...
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    American Express - Tax Payers Save Them - They Trash Your Fico

    Product/Service: American Express TrueEarnings Card
    2/3/2009

    I recently like many others received a letter from American Express noting they reduced my credit limit. I have never been late on payment and have (had) a high Fico. I unfortunately made a call about a month ago to see if I could open up another card with a lower rate to transfer balances.

    Aft...
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    Cancelled Credit Card-Lost 45,000 Points

    Product/Service: American Express Credit Card
    2/1/2009 Allen TX

    After having the American Express Card for many years and built up a bank of 45,000 points we get our monthly statement saying that our current balance is $91 and the minimum payment due is 15 dollars due in two weeks. We never pay the minimum, but pay the entire balance. In the same mail came a l...
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    Anyone Interested In Class Action American Express

    Product/Service: American Express Illegal Practices
    1/26/2009 surprise AZ

    I have been a card holder for 20 years both Green and Business Gold. Never missed a payment and credit score over 750. three harassing phone calls this week telling me I needed to pay my balance which does not cut off until 2-12-09 with a due date of 2-29-09. Pay or we cut off your card for unusua...
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    American Express Sucks

    Product/Service: American Express
    1/17/2009 Edison NJ

    In November I was offered an American express credit card from costco. by a customer service representative.

    I got approved and I made all my payments on time. Then suddenly on Jan 18th, 2009 when I wanted to purchase something at costco my card was declined. I called up the customer care and the...
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    Cancelled My Account

    Product/Service: American Express Card
    1/15/2009 Highland CA

    As with many people, my Hilton Honor AMEX credit line was reduced from 26K to 2K. I understood the reason why, I am currently foreclosing on my property (though I have not received a notice of default yet). I was shocked to find out however that my account was cancelled without notice. I had no runn...
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    Upset Over Unfair Rate Hike

    Product/Service: American Express Blue Credit Card
    1/14/2009 Northfield MN

    I just received my January credit card statement for my American Express Blue account and was disgusted to see that my rate went from a fixed 6.99% rate to a variable 9.99% rate! I was so irate that I had to call customer service to find out why. I have had this account for five years and have nev...
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    Amex Lowered My Limit Too

    Product/Service: American Express Gold Card
    12/31/2008 HI

    On 12-31-08 I put in an order to the same vendor I have used for some time asking them to put it on my American Express Gold Card on file. I was called back saying it was declined. So I call Amex thinking they had made a mistake or didn't receive my last payment for some reason. I was informed my...
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    Interest Rate and Credit Line

    Product/Service: American Express Blue
    12/18/2008

    I have been an American Express consumer since 1988. In that time, I have NEVER missed a payment or made a late payment. I recently received an email and letter that stated they were reducing my credit line and increasing my interest rate on the existing balance by 3%. I called them thinking it w...
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    Lowered Credit Line, Cards Declined, No Reason

    Product/Service: American Express Platnium
    12/9/2008 Elk Grove CA

    Basically its the same issue that everyone has had with American Express. I was making a small purchase on my card Saturday and the card was declined. When I called they said due to a change in my credit score they are doing a reevaluation of my services and it should reactivate in 24 hours. When...
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    American Express Raised My Annual Interest On My Blue Card!

    Product/Service: American Express Blue Fees
    11/22/2008 Anaheim CA

    American Express just increased my annual interest on my Blue card from 7.99% fixed to 10.99% fixed, as well as other fees. I refused to pay the higher rate, so I cancelled my card. They are asking for government bailout like so many other loan institutions and banks, but instead of giving consumers...
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    AMEX Customer Service

    Product/Service: American Express Credit Cards / Lines
    11/17/2008 CA

    It is clear that there is something terribly wrong going on at AMEX. Like many others that have posted here I have been a personal and business customer for almost twenty years and have always paid per their terms. They have cut available credit lines by up to 95% on cards that owed as little as $1,...
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    American Express Sticks It To Me!

    Product/Service: American Express Blue
    11/10/2008 New Berlin WI

    I just spent 63 minutes on the phone with American Express (most of the time on hold) trying to get someone to explain why 1) they lowered my credit limit and 2) why they raised my interest rate by 3%.

    I was told that my credit limit was being decreased because I wasn't making large enough payme...
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    Unfair Decrease In Credit

    Product/Service: American Express Costco
    10/5/2008

    As a valued card member of American Express, I am very upset with the way they are treating their current paying customers. I have paid my bill every month on time, every time, and "due to economic times", they have just decreased my line of credit down to the current balance of my account. This now...
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    Sub-Standard Service and Conduct

    Product/Service: American Express Credit Department
    7/22/2008 Houston TX

    I have been an American Express cardmember since 1976. For much of that time my experiences were positive. It was around the late 80's that suddenly more than a few merchants that excepted the card began to perform in a less than agreeable manner, and it didn't take long to figure why they were so s...
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    Great Perks/Customer Service

    Product/Service: American Express Business Gold Card
    2/28/2008

    I recently received this card and love it! Initially I was pre-approved for the Platinum Business card and went through the application process. After applying and being approved, I decided that although the Platinum card is nice, I probably wouldn't use all the travel perks they offer for the $40...
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    Card Terms Stink

    Product/Service: American Express Delta SkyMiles Offer
    2/9/2008

    Probably commonplace terms, still, they stink..

    -This card’s APR rate is not assured – despite their assurances.
    -Any fixed APRs may change to higher APRs - for any reason at any time.
    -Any higher APRs may change to variable APRs - for any reason at any time.
    -There’s no annual fee year ...
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    Good Service

    Product/Service: American Express Blue Credit Card
    2/8/2008 Huntington NY

    I just thought I would take the time to write something nice on here as most of the credit card reviews are complaints. I have had an American Express Blue credit card for almost a year and have nothing but good things to say about my experience as a customer. The few times I have had to call the ...
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    American Express Flexible Payment Program

    Product/Service: American Express Flexible Payment Program
    6/20/2007

    The American Express Representative will try to offer their flexible payment program where any purchase over $200 will rollover into this plan. You will see when you get the terms and conditions that the Annual Percentage Rate is 18.24%, which is high.

    But the truth is that they will charge you ...
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    Poor Service / Total Incompetence

    Product/Service: American Express Blue Card
    1/21/2007 Long Beach CA

    I started an account with American Express in December. American Express Customer Service called to get confirmation of my Employer (a fortune 500 company) that has been in existence for over 100 years! On the first call, I gave her my work phone. She then told me she needed a receptionist numbe...
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