NCO Financial Systems Consumer Reviews & Complaints - CollectionsUnprofesional and LiarsProduct/Service: Collections11/5/2009 I contacted NCO several months back about them being on my credit report and to my knoledge they did not have my address OS social security number on file so I contacted the hospital that contracted them and the same thing. I summited a copy of my social and DL to them and they took it off my credit... Read full review > LISTEN UP!!!!!Product/Service: Collections8/14/2009 VA Hello! I am a employee of NCO and let me say to all of you writing these reviews... YOU ARE SAD!!! If you owe a debt you should pay it. I sit @ my desk and call people like you all day long. Most claim they don't owe a debt our company does not just pull your account out of magcial thin air.. Inste... Read full review > Insanely RudeProduct/Service: Collection Calls7/13/2009 I understand the position that a collection agency plays and that their job cannot always be the most desirable, but there seems to be a handful of people that may truly enjoy harassing people they are contacting. Not only do they call non-stop, leave partial messages, and speak so quickly that it ... Read full review > HarassmentProduct/Service: Collection Agency5/20/2009 After receiving nothing from Capital one for over 3 years, I received a notice in the mail from NCO. I called them the same day to inform them that the account was closed over 3 years ago. The women I talked to pretty much called me a liar and told me I had to live up to my responsibility. She them ... Read full review > Scam - Don't Fall For ItProduct/Service: Collections Letter on Bogus Account2/6/2009 Beware - My boyfriend just received a collections letter from NCO claiming they had purchased his account from a communications company. He never had an account with the company in question. The company name is misspelled, his middle name is incorrect... In addition, NCO says they will be wil... Read full review > What To Do......Product/Service: Collections1/26/2009 COLUMBUS OH I am a past employee of NCO Financial... I was not a collector, I worked in the support area. If you get a collection call that you do not agree with, you are allowed by law to dispute the claim. By law the client has to provide you a statement showing date, services performed, any demographics that... Read full review > Very Sketchy BusinessProduct/Service: Collections1/7/2009 PA I checked on the policy of American Express for their dealings with collections. American Express will not go along with other Credit Card companies to Consolidate accounts. Amex states they put accounts into a pool for collections. NCO must gobble up most. They(NCO) will start calling for payment... Read full review > Previous Calls From and Accounts Placed with NCOProduct/Service: Collection Agency12/27/2008 PA Several years ago, I had some previous past-due accounts placed with NCO. They would always call me and leave messages on my answering machine stating that it was "essential that I call" a certain toll-free number. I returned their calls alright; after hours. That's when I really left them some nast... Read full review > Collection On Credit ReportProduct/Service: Collection8/20/2008 08863 So here is my 3 disturbed cents.... I get an email from MYFICO stating that my score dropped 75 points one fine day. Pulled up the credit report and had a collection item from NCO for $30 this was a collection item from 1&1 Internet company who hired NCO. Now I am trying to get rid of thi... Read full review > Don't get them wrongProduct/Service: Collections4/30/2008 PA Here's the deal... the reason why you are being called is because you have a debt to pay... they just don't want you to get behind your accounts that's all and that is being helpful... Next, why do you buy for something you don't want to pay for in the first place??? Everything has to be paid you do... Read full review > 2003 Collection On Credit ReportProduct/Service: Collections1/25/2008 AZ NCO FIN/38 keeps showing up on my credit report. I have tried calling NCO on the number listed on the report but have never been able to speak directly to anyone. They want you to leave your name, number and any other helpful info. I do not want to do this because I don't know what they are tr... Read full review > Calls for payment of past due accountProduct/Service: Collection calls12/6/2007 NCO Financial has been used by my company for collection in the past. For several years we used NUVOX as our ISP and phone service. We dropped NUVOX in 2007 by complying with the terms of their contract. We notified them by email and by phone that we would not be renewing our contract with them a... Read full review > Seeking adviceProduct/Service: Collection10/24/2007 About three weeks ago, I had an issue with my day care. They stated I didn't pay them, which is not true. I have a copy of the duplicate check. The SAME DAY they said I didn't pay, they sent me a letter stating that if I didn't pay in 3 days from the date of the letter, I would be sent to collec... Read full review > Harassing Me On My JobProduct/Service: Collection Agency10/11/2007 Opelousas LA On October 11, 2007, I received a message from a co-worker that someone had called for me while I was out. I returned the called and asked for the person that had left the message. I asked her who was she with, and she refused to give me that information until I would answer her question, which was,... Read full review > COMPLAINT against NCO FinancialProduct/Service: Collection Account8/27/2007 I had two collection accounts that were bought by NCO. One I had paid in full in Jan 2007, and the last I just paid in full on Aug 06, 2007. I was informed that I would be charged nothing else and my other electronic payments would be cancelled. I check my account this morning and to my surprise I h... Read full review > Collections Agents ErrorsProduct/Service: Collections Accounts7/26/2007 NCO was actually ok by me. They are a little unprofessional in the sense that I was placed on hold and then when they pick up all I heard was laughter and then some said hello instead of NCO Financial. And then they said "Was I just talking to you?" in a thick New York accent. I was actually kinda ... Read full review > Poor Customer ServiceProduct/Service: Collection Agency7/10/2007 Philadelphia PA NCO financial contacted about a bill I owe -- they offer me a "deal" .. I accepted .. I told them to send me the "deal" in writing and I will pay it within 7-10 business days ... I was called back -- told that they do not use the mail because "mail is a call tactic" ... Here I am -- offering... Read full review > Dishonesty & Incompetence--NCO Does Not Pay What It OwesProduct/Service: Collection Agency7/3/2007 San Francisco CA NCO deducted three times the amount that I authorized them to take, and then blamed an identity thief, so as to avoid paying me what they owe. I am a victim of identity theft--the social security # for the bill I paid through NCO is not mine. Accuracy is not their concern--cash, anybody's cash is th... Read full review > Maybe everyone just just lighten up!Product/Service: collections6/12/2007 new york NY I read reviews everyday about people unhappy about collection companys, because they do this and they do that..... they call me everyday.... they add fees....this and that.... Personally I had a large debt with a creditor and the representative at nco that I was dealing with was helpful gave... Read full review > They are mean and deceitful peopleProduct/Service: Collection Practices6/5/2007 I am the mother of a 35 year old handicapped male. He got an offer from Amex in the mail for a credit card and applied. Please understand that he is of legal age but emotionally 13 years old. He put in his SSDI income not understanding that it is not "earned" income and Amex send him a credit car... Read full review > Collection PracticesProduct/Service: Collection Practices6/1/2007 Let me start by saying that I have had the same phone number for the last 4 1/2 years. During this time, I have received multiple calls from collectors for the same family. I'm guessing I've gotten calls for the parents and the kids as well as calls related to scheduled doctor's appointments. A... Read full review > Nightmare Customer ServiceProduct/Service: Collection4/3/2007 DE I had made payment arrangement with NCO Financial on a monthly basis. After making a payment I received a statement with the orginal amount. I called the contact person Ms. Patterson, she assured me that I would receive an updated statement, after the second month of repeated calls, Ms. Patterson ... Read full review > Customer ServiceProduct/Service: Collections3/20/2007 PA On March 20, 2007 I made numerous attempts to contact this company by phone to settle an old account. I spent approximately one and a half hours on the telephone with them. I got the complete run-around! I was transferred many times, spoke to very rude and discourteous Customer Service Reps, and ... Read full review > Ineptitude of companyProduct/Service: collection service2/17/2007 RI This company tapes its conversations for accuracy however when you make an arrangement with them ON TAPE and they make an error the tape seems to have vanished. Specific dates are NOT adhered to which causes problems in bank accounts and then they SAY they will fix the errors but neglect to do so. T... Read full review > NCO Financial ServicesProduct/Service: Collections, Junk debt11/28/2006 CA Since the beginning of this month (11/06) we have been getting calls from this company (215-675-1573) and "Jennifer" has been leaving messages asking that we return her call at 888-801-4271 along with an "ID#". Every time we call her back, we get her voicemail. We haven't received anything in the ma... Read full review > Strange Phone CallProduct/Service: Collection Agency8/29/2006 I received a voice mail around 8:00 PM on a phone number I just activated at 2 PM that same day, to call a "Mr. Lewis" at 888-626-2905. I called, they requested the phone number, then asked for a "Susan Clark" who does not live here. I responded that there was no such individual and that I had onl... Read full review > Harrasing Calls, SOL expired what to doProduct/Service: Collection agency8/26/2006 Below are links including a cease and desist letter. Copy of FDCPA http://www.pennlawyer.com/fdcpa.htm FCRA http://www.ftc.gov/os/statutes/fcra.htm Junk Debt buyers http://www.fair-debt-collection.com/junk-debt-buyers.html Federal Trade Commission http://www.ftc.gov/bcp/conline/pubs/credi... Read full review > Check authorizationProduct/Service: collection calls8/9/2006 NJ Am writing you to tell you that NCO keeps calling my cell phone, home phone and work phone from a woman named Marie. Not to mention that today she called my co-worker, saying they didn't hear the nane on the voicemail and that they needed to speak to Jody. It was a personal matter and very important... Read full review > Collection tactics from hellProduct/Service: Collection practices7/23/2006 In my opinion, all of these companies buying and re-buying old debts are the scum of the earth. Most often than not prey on the weakest members of society, those who have already hit bottom, unable to pay the original debts, and after so many years they come with new threats and scary stories. If a ... Read full review > CollectionsProduct/Service: Collections in general7/17/2006 A note for those of you who work for NCO - You are not only pursuing a reprehensible career, but you are in fact, bad people. Like many, I've been in collections for various debt through time, and NCO employees must be the most dense and unkind people I've ever had to deal with. 1. You attempt to... Read full review > NCO proves why we had to make laws!Product/Service: Collection Procedures7/17/2006 NCO Financial Services must by now be at the top of the new evil and hate regime. They totally disregard the laws we have had to make to prevent abuse by their industry. While most collection services work with their clients to solve the problem. NCO attacks...13 phone calls inside a ten minute peri... Read full review > Collection attempt - giving information to other parties!Product/Service: Collection Attempt6/7/2006 Elgin IL I received an e-mail from my husband at work today informing me that NCO had called my father-in-law - who lives over 2 hours away - in regards to an outstanding balance that I apparently have with them. NCO gave them the dollar amount and personal information that should not have been given to any... Read full review > NCO adjusted the date on a collection item on my credit report!Product/Service: Collection5/1/2006 San Diego CA I have recently pulled my credit report in order to obtain a business loan and learned of a collection account from NCO Financial. The item in question was charged off in December of 1998 and has passed the 7 year period where it can show on a credit report. NCO has adjusted the item on my credit ... Read full review > Collection Problems/ Debt ProblemsProduct/Service: Collections4/13/2006 PA I have had credit cards since 1987 and have paid them all ontime. In June of 2004, I ran into some serious financial problems. The result was either pay my home and cars or pay the credit card companies. When I immediately realized I was in trouble, I searched the web and found a Credit Counseling C... Read full review > NCO -UpdateProduct/Service: collection4/13/2006 A few monts ago I wrote about a cpllection from NCO, the person was rude,Verbally abusive, disclosed information ect ect. sooooo I started by contacting sears, no help there they condoned the practices even though it violated the FDCPA. so I went a little further and contacted a lawyer. He is workin... Read full review > NCO Financial Systems, Inc.Product/Service: Collections of Deliquent Debt3/4/2006 Charlotte NC I was contacted about 7 months ago by this company regarding an oustanding credit card debt...they offered me a settlement which was about 15% off the total due. I accepted, but had to make monthly payments for about 6 months in order to but the final amount together...once I did, we make the arran... Read full review > VICTORY !Product/Service: Collection Agency9/10/2005 Horsham PA Well, it arrived a week past the 30 day limit, but I got a letter from NCO today stating that the 'account' was closed and they had contacted the credit bureaus to remove it from my record. As it never appeared there, this probably doesn't mean much. Also there is no explanation of how they came to... Read full review > VERY VERY UNPROFESSIONALProduct/Service: Collection6/2/2005 This company has contacted me about a collection from AT & T phone service. My AT & T house phone is still on, so ask the collection agent to send me something in writing because it did not make sense to me that you are calling me on a collection for telephone service that I still have. They tell ... Read full review > ExtortionProduct/Service: Collections3/10/2005 Gainesville FL NCO Financial is a Company that I did not know exist until I applied for a home loan this year for the first time. Three credit reporting agencies and a service named "Fair Issac" rendered a score. Two out of three reported no problems, but one reported a past due account named "NCO-NOKOL" for over ... Read full review > CollectionProduct/Service: Collection2/22/2005 I received a collection notice from NCO for a bogus claim. I contacted them and filed a report for ID theft. They were extremely unprofessional and did not follow through on what they were supposed to do. I am looking now for a way to file a complaint against them with a government agency.... Read full review > Unethical and Possibly Illegal TacticsProduct/Service: Collections1/12/2005 NC I have a deliquent account with a credit card company and it has been turned over to NCO for collections. The company called and left a voice mail for me to call an 866 number and speak to a Mr. Matthews. I called the number and a voice answers "This is Tom". I thought I had dialed the wrong number ... Read full review > Harassing on Fraudaulant AccountProduct/Service: Collection Agency12/28/2004 Dallas TX During the summer of 2004, I received a call from a collection agency based in OK for a Capital One credit card that was defaulted on payments for a couple thousand dollars. I was fortunate the rep was nice and told me about the account, payment history, account numbers, bank account number the chec... Read full review > NCO=troubleProduct/Service: collections12/16/2004 san francisco CA NCO is a collection agency that uses unethical tactics to try and collect money. i do not dispute my debt, but refuse to work with this company after researching their methods. they drain bank accounts, call endlessly, they are rude and unprofessional. i told the ahole that i knew his name wasnt bil... Read full review > NCO cost me thousands of dollars and shameProduct/Service: Collections8/11/2004 NV This company fits any description I can think of for a terrorist. They destroy, are ignorant, and care about nothing but their mission. Their mission is money at any cost to others.... Read full review > Acct Paid-"No record with Payee"Product/Service: Collection nightmare8/7/2004 Birmingham AL In 2002 I paid off an account I had with Capital One through NCO. This was done by EFT and approved by one of their supervisors. In fact they were so efficient that they did a double withdrawal and I went through. two weeks of hoops to get the rest refunded. Now I find that this payment was no... Read full review > Very Rude and cover upProduct/Service: Collection Cingular7/27/2004 I was called by a lady named Ms. Jackson from NCO. She stated that she was calling me to collect a debt on behalf of Cingular Wireless. She stated that I owed them almost two hundred dollars. I questioned her about what it was for since the original amount I owed Cingular was for almost nine hund... Read full review > Give no Information to NCO FinancialProduct/Service: Collections7/20/2004 If you are contacted by NCO Financial, do not give them any information. If they ask you to verify your social Secutity #, don't do it. If they ask you to verify your birthdate, don't do it. If they ask you for your mothers madian name, don't give it. Only verify you address if you have received... Read full review > CollectionsProduct/Service: Collections7/6/2004 FL Today I write to everyone in the hopes that this will help us all. In reference to the NCO collection people, they don't care about us or our problems as you already know. They want money and want it now. If you owe money and can't aford to pay then enter into a DEBIT program. The DEBIT program w... Read full review > What a bunch of bull...Product/Service: collections7/2/2004 NJ This company is nothing but bullsh-t. THey give you a non stop run around to find out anything. CLASS ACTION LAWSUIT Due to the # of complaints against NCO Group, I have found an attorney in NYC that will take on a class action lawsuit against them and their representing attorney here in NJ (Jo... Read full review > Worst Customer Service and Follow UpProduct/Service: Collection5/11/2004 Bend OR NCO is by far the worst company I have ever dealt with. I understand the role of a collection company but they still need representatives who are capable of providing quality service to the public. They are already screwing us with the credit bureaus...the least they can do is help us solve the pr... Read full review > incorrect balance on accountProduct/Service: collection5/6/2004 philadelphia PA I had the official starting balance on my account and the initial letter from NCO was $170 more than the stated balance I had received from the original company I owed the money too. Despite sending them this information 3 times they refuse to correct the balance due.... Read full review > Owing old BillsProduct/Service: collections4/8/2004 Albany NY I received a phone call from NCO this morning about an old bill I can not pay. The person I had spoke with was rude and voilated three of the FDCPA. These three were 1. Section 806 (harassment)2. Section 807 (misrepresentation)3. Threaten to place judgement, garnishment of wages and file suit. ... Read full review > Rudeness/BashingProduct/Service: collections4/5/2004 Roseville CA I received a "canned" voicemail on my answering machine to return a call to a John Barkley at 1-800-709-8625. I called the #, was put on eternal hold and then "Chad" came on the line. I asked him what this was regarding because I knew no one named John Barkley. He replied "I'll tell you what this... Read full review > EmployeesProduct/Service: Collections3/27/2004 OH Just a few hours ago, I ended one of the most ridiculous phone calls I've ever received. My husband and I received a letter from NCO Financial Systems 2 days ago regarding a debt supposedly owed to a medical imaging company. We both looked through our paid medical bills and could not find a bill, le... Read full review > Double ChargedProduct/Service: collections3/19/2004 troy MO My wife and I went to pay off nco and gave them a check by phone to make one withdrawal with one check number. The company deducted that one check from my account twice. I have been working with my bank to correct the error and still have not been able to correct the problem. ... Read full review > serviceProduct/Service: collections3/19/2004 tilton NH rude, threatening and refused to give me the mailing address so I could pay my bill, said "you'll get it when the update of new address has been put on file" been a month still waiting.....wonders if the company that they collect for know they are refusing to take the money? UPDATE: Thanks fo... Read full review > NCO CollectionProduct/Service: Collections Nazis3/17/2004 I had a cancel fee that a phone company tried to get me with years ago. I sent them a letter and told them they didnt have contract saying that and they agreed but said they had the right to envoke a cancel fee. They turned it over to other collection agencies over the years. All it took was a le... Read full review > collection of debt for bank of americaProduct/Service: collection of debt3/4/2004 houston TX i was very surprised at the poor quality of service by an employee named anthony while obtaining information about their reason for calling me and then hanging up when i answered. i was not hung up on once or twice but a total of 5 times. they were trying to contact my husband who has been out to se... Read full review > Help Wanted at NCO: Must be extremely rude and dumb!Product/Service: Collection Agency1/29/2004 Pittsburgh PA My predicament began when I moved from one location to another and changed phone companies. My final bill was never forwarded to me (and I never called and requested it)...I know, that was mistake number one. Well anyway, mistake number two was thinking that NCO, the collection agency that Z-Tel C... Read full review > Unprofessional conductProduct/Service: Collections1/15/2004 Sacramento 1/15/04 12:30 pm I received an e-mail from the a division receptt that a Mr. Platts (1-800-933-6736 ext 1314) had called regarding a business situation. I returned the call and found out that it was from NCO. I spoke with Mr. Platts and requested a mailing address so that I may formally reques... Read full review > percentage of settlementProduct/Service: collection1/7/2004 IL NCO helped my husband collect monies owed to him. When he got the first check, he found that they took 40%. My brother in law is a collection attorney and I was under the assumption that the amount an agency takes is 33%. Is it legal for NCO to take 40%? My husband said that he didn't sign any cont... Read full review > Collection PracticesProduct/Service: Collection Practices12/16/2003 In November I was contacted by NCO saying I owed $5000 to a credit card. They needed a payment over the phone to settle bill. I told them I wouldn't have the money until the end of the month. They took my bank information for the end of the month. Two hours later they called back saying that the... Read full review > wrong doingProduct/Service: collections12/12/2003 PA I have been receiving calls from this NCO for the past couple of months now. I ignored them at first because I am already in a debt management program with Onepay and felt that this was a mistake because these creditors are already being paid through the program. Now I am being harrassed on an ong... Read full review > Trying to collect without showing proofProduct/Service: Collection of a supposed debt12/11/2003 Lancaster CA In June of 1998, we rented a U-Haul truck to move within the city. We paid cash and asked if we could bring it back that night and the folks told us yes and to park it in the yard & lock the keys in it. We were told that we would not have to pay extra. A year and half later, we get a bill for $39... Read full review > Pre-Litigation? (What is that?)Product/Service: Collection Agency11/23/2003 Aurora CO What do they mean by saying they are a "pre-litigation" office? And further, what do they mean when they say they are not set up as a "collection" agency? Why would they tell you that when anyone can see their website and see that they are a collection agency? My thinking is that this is just int... Read full review > Nasty EmployeesProduct/Service: collections11/12/2003 Englewood CO I spoke with "Julie" today, a representive of NCO Financial Services. I called trying to resolve a debt for a student loan. After discussing this for several minutes JUlie then started yelling and screaming about how I know that my loan was in deferment and how I need to stop lying and take resposi... Read full review > HarrassmentProduct/Service: Collection agency11/5/2003 Dayton OH This disreputable company has called my number 8 times since Nov.3. The person they are looking for is unknown to me and I have repeatedly told them my telephone number has been in my name for 15 years and Doris doesnt live here. When I ask for a supervisor, they hang up. Today was the last straw, ... Read full review > Is this person for real? Also a question to NCO employees hereProduct/Service: Collections10/28/2003 Baltimore MD Just recently I received my first letter from a bill collector. The company was NCO Financial. The debt was for a PayPal account. Problem is, I've never used PayPal for anything. Got a lady on the phone who was unpleasant from the get go. I asked her what she knew about the debt. Her response? ... Read full review > Free At LastProduct/Service: collection agency10/27/2003 Florida FL I wonder why why NCO droppped me and returned the account to the original creditor? I guess my phone manner turned them off as well as the fact that I told them repeatedly to not call me at work - I guess I hung up too many times, any way - I am free at last from NCO. Hallaluja!!!... Read full review > This company committs FRAUDProduct/Service: collections10/6/2003 This company had contacted me regarding a past due account with one of my vendors. I authorized them to do a check over the phone for 1/2 of the amount (approx $420). They were supposed to contact me a month later for the rest. I never heard from them and never authorized a second check. I got a... Read full review > When Has Yelling Made Anyone Pay a BillProduct/Service: Collections10/2/2003 I rec'd a called from Mr. Summers today telling me to call him back at 888-487-1479. I called back and he starts telling me that I owed a debt to Wachiova Bank. I started to tell him that I didn't have acct w/them, and that he was looking for the other person that has the same name as me w/in my co... Read full review > NCO Financial Systems IMPORTANTProduct/Service: Collections9/30/2003 FL NCO is so bad, that in 2003, they have been sued 40 times for violations of the Fair Debt Collection Practices Act (FDCPA). These suits are usually filed when consumers are abused in violation of state and federal debt collection laws. NCO is a money-mill, gobbling up competitors, buying portfolio... Read full review > NCO Collection Reps that Visit this sight:Product/Service: Collections9/29/2003 FL Please circle the answer below as it applies to your skills, knowledge, and experience since during,or prior to working for NCO. Answer to the very best of your ability. Question 1 Do you know what the Fair Debt Collection Act is? a. Huh? b. No c. Orange Question 2 Highest Level of Educa... Read full review > Manerisms not Collector's falut: NCO sets them up to failProduct/Service: Collection Practices9/18/2003 I haven't checked this site in a month - but it seems we got some very animated feedback. Code Red, and I must have gotten under "Candice's" skin. Candice; we need to sit down and discuss the difference between 'your', and 'you're'. I hate to see you discredit yourself repeatedly by your use of bad ... Read full review > This is very importantProduct/Service: Collection8/12/2003 THIS IS ADDRESSED TO ANYONE WHO HAS READ THE LETTERS AND COMMENTS THAT HAVE BEEN POSTED TO THIS SITE BY CODE RED !!! You can tell every debtor that visits this site to advise NCO to stop calling them with a “Cease and Desist” letter if you want to but” hey” that will do nothing but extend the pro... Read full review > Collections in generalProduct/Service: Collections7/29/2003 Va Beach VA I work for NCO, and I agree with some of the other statements, saying that collecting is honest work. It is! We are simply trying to get the money that you justly and rightfully owe. You are the ones that charged up the cards then didn't pay. We are in no way in the wrong. And in reguards to the com... Read full review > Capitol One Credit CardProduct/Service: collection7/27/2003 MI I recieved a collection amount of $679.61 from somebody named APRIL STARR (sic) NCO Financial Systems for a Capitol One credit card I paid off so long ago I don't even have records of it anymore - and I've been known to keep everything much to the chagrin of my wife. I feel like I'm being slammed a... Read full review > FishyProduct/Service: Collections7/14/2003 Torrance CA I just spoke to the NCO Rep who is handling a collection from Sunrise Hospital in Las Vegas due to an insurance problem. He did not give me his full name and told me it was his choice to give me a name or not and that he was protected by the law? He also told me that I should not be wasting my t... Read full review > Acutally helpful...Product/Service: Collection Services4/2/2003 Got a letter from NCO... turns out that I couldn't make the full paymnet. I offered 10% per month for 10 months. They said no problem. They guy on the phone even said that since it wasn't his money, he didn't really care... just wanted something to put in the database! Now... I'm wondering if ... Read full review > Copyright 2000-2009 My3cents, LLC |