Consumer reviews for AmeriCredit:


Americredit - Contracts/Money Owed
Complaint - Other Auto - Arlington TX
Product/Service: 2000 Subaru
To begin, I purchased my vehicle in May 2003 through one creditor. Well, they went out of business, in which, another creditor took over the contract. Finally, 2008 comes along and the loan matur...
Americredit - Americredit & GM team up to Fleece the poor
Complaints - General Auto -
Product/Service: auto
So the welfare has been received, General Motors are pumping themselves up and realizing they need the poor to continue the bail out. Let me explaine, recently GM announced it will now have a relation...
Americredit - Americredit Repossession is Ridiculous
Complaint - Miscellaneous - TX
Product/Service: Kia
I had a vehicle with this stupid place and lost my job in Jan 2009. I tried making & keeping up with my payments as much as I could. Unfortunately, I couldn't keep up - called to make arrangements a...
Americredit - AmeriCrooks
Complaints - General Finance - TX
Product/Service: car loan
I too was told by the dealership that after 6 months I could refinance the ridiculously high 18% interest rate. Well that didn't happen even after paying on time for a year. These dealerships lie to y...
Americredit - Stay Away From Americredit
Complaint - Financial Services -
Product/Service: Every Department They Have
My Story is not unlike many others here. I too had my truck repoed in the summer of 08. I paid all the fees and got current with my truck so I could get it back two days later. Now the nightmare begin...
Americredit Auto financing - Customer
Complaints - Financial Services - 801 Cherry Street, Suite 3500 TX
Product/Service: Financing Automobile
This company financing practices must be stopped. So many people like myself were told by the dealer (Lincoln Mercury in my case) upon the purchase of a car that you sign for this 19% interest rate l...
Americredit - Insurance
Complaint - Miscellaneous -
Has anyone out there had insurance problems with americredit? I have. I had more insurance than CA law requires the whole time I was making payments and now a year and a half after the car was paid of...
Americredit - ACH Fraudulent-Unauthorized Transactions
Complaints - Financial Services -
I made previous arrangements on my payments due to reduced work hours. I made check by phone. I called in prior to the date the check was to be presented for payment and requested that arrangement b...
Americredit - Western Union
Complaint - Financial Services -
Product/Service: Car Payments
My question is this Noone is trying to get out of the payment things happen people get behind. How do they get away with only accepting Western Union payments . If you are behind the chance that you ...
Americredit Financial Services - Americredit Financial Services Inc, is not the best company to deal but you can make the best of it
Informative - Financial Services - Arlington TX
Product/Service: Auto Loans for Marginal to Horrible Credit
If you are considering having Americredit finance your vehicle, make sure that you do the following: 1. Do a budget 1st. (I didn't, and now I'm paying $400/month for a Kia that's worth $3k). 2. ...
Americredit - STAY AWAY - BEWARE - THEY SUCK
Complaint - Miscellaneous -
Product/Service: Auto Loan
I have tried everything to work with Americredit and I find they are the biggest bunch of crocket thieves I have ever done business with. They lie and never keep promisiess. I have made more than 64...
Americredit - We are basically stuck with it for now
Informative - Banks/Credit Cards -
Product/Service: Auto Loan
I so agree with some of the other reviews, I took this loan and agreed to everything, but the finance manager was sure that we would be able to refinance in six months or so-of course they wanted to s...
AMERICREDIT - Americredit needs to be exploited
Informative - Other Auto - SAINT LOUIS MO
Product/Service: 2003 mitsubishi lancer 0z ralley
OK CHECK IT OUT THIS IS MY STORY. After my car being repoed in the summer of 08.I worked with AMERICREDIT and did everything I was to do to get ity back. So I did what was asked and they told me I cou...
Americredit - Americredit LOST 2 years of payments and ruined my credit
Complaints - Financial Services -
Product/Service: Finance for 2004 Jeep Grand Cherokee
Have just found out today via a credit report that Americredit has failed to credit 2 years of payments to my vehicle and is attempting to re-possess it! We've had a nightmare of a time with this comp...
Americredit - The Problem Could Be You
Compliment - Other Auto -
Product/Service: Credit
I have read the complaints regarding Americredit. Hmmm let's see, you agree to the interest rate and fine print. You take out a loan to finance your car. You screw up your budget and can't make the pa...
Americredit - This Company Should Be Sued For Extortion!
Complaints - General Finance - La Verne CA
My mother had an auto loan with Americredit and deferred 3 payments. She paid those back and was getting ready to make her final payment for $300 and was shocked when the bill was almost $4000. They s...
Americredit Financial Services - No Deferments On Auto Loan
Complaint - Financial Services - Arlington TX
Product/Service: 2004 Jeep Cherokee
I am current on my auto loan. Have been with the company for many vehicles that I have owned. Their monthly statements indicate they will help you to get back on track if needed, will change payment d...
Americredit - Bad Customer Service
Complaints - Financial Services - AL
Product/Service: Auto Loan
I was reading the complaints in regards to Americredit. I agree completely. I was behind on my auto loan and doing everything possible to get current. They wanted to take a post dated check over the...
Americredit - Say That They Will Work With, But That Is Not True
Complaint - Miscellaneous -
Product/Service: Loan
I know that this is a real bad time for a lot of people and I can understand the frustrations of many. I have had my hours cut a great deal and wanted to put one months payment to the end of my loan ...
AmeriCredit - AmeriCredit Unreliable
Complaints - Miscellaneous - NV
Product/Service: Auto Loan
When having a high interest car loan for over a year with not a single car note late. Showing we were trust worthy since we had to prove that first due to no credit. When went to a dealer to trade for...
Americredit - Compassionate Customer Service
Informative - Miscellaneous -
Product/Service: Auto Loan
I have been a customer to Americredit for about 12 months. I ran in to a little financial trouble and needed some suggestions on my options of paying my loan. The Customer Service Rep was very compa...
Americredit - Americredit The Worst Of The Worst
Informative - Miscellaneous - Arlington TX
Product/Service: Auto Loan
I had a auto loan with Americredit my finance balance was about 18100 I made 7 payments of 374.00 plus the ridiculous western union fee for 7 months and after 7 months the payoff balance was $17992 th...
Americredit - Auto Loan Goes Sour... Never Go With Americredit For A Loan!!!
Complaint - Other Auto - Charlotte NC
Product/Service: Auto Loan
I have had nothing but bad come of my loan with Americredit. I accepted a loan with them through my dealership in August of 2005. From the very beginning when I called them to verify that after some...
Americredit - AmeriCredit- Warning Chapter 7 Customers
Complaints - Financial Services -
Product/Service: Car loan, sold out by Long Beach to AmeriCredit
When I filed Chapter 7 a few years ago I had my vehicle financed through Long Beach Acceptance. I chose to keep the car and make the payments as previously agreed and they were willing to reaffirm my...
AmeriCredit - Re-financing
Informative - Banks/Credit Cards -
Product/Service: Car Loan Company
A few weeks ago, I inquired at several banks and Credit Unions about re-financing an auto loan and was told by the Credit Union, they could possibly offer a 4.5% interest rate. Knowing th...
Americredit - Helpful
Compliment - General Finance - MI
Hi. I would like to say that I've had a great experience with Americredit. I've had to make several payments late (with interest of course) but they couldn't have been nicer to me. My interest is h...
Americredit - Stay away from Americredit
Informative - Miscellaneous - San Diego CA
Product/Service: Auto Loan
I had a auto loan from this company and that was the worst thing I had ever done. There staff is very rude the don't want to work with you on any payments. even if you has a emergency and told them yo...
Americredit Financial - Americredit is Shady
Informative - Financial Services -
Product/Service: Auto loan
Stay away from this company and any company that you have never heard of, or that specializes in high interest loans. Americredit is one of those companies that does nothing good for the economy; they...
Americredit - Consistent Bad Business Practices
Complaint - Other Auto - Fort Worth TX
Product/Service: Vehicle Note
I have been unfortunate enough to have had Americredit for almost 4 years carry my 2 car notes. These people are the WORST. Customer service is rude. They harass you, they call numerous times, over...
Americredit Financial - Bad Business
Complaints - Miscellaneous - auburn ME
Product/Service: Speacial Credit Auto Loans
Americredit pulls in needy people and twists their contracts to suit their needs. If you miss one payment, they make it then difficult to make payments and your forced to pay additional fees to be abl...
Americredit - Horrible Customer Service
Complaint - Financial Services - KY
I have been in a loan with this company for 3 months and 2 of the 3 months have been hell. Trying to get my payments in. I pay early and the payments don't go through the website. Their banking inform...
AmeriCredit - Reprocession
Complaints - Attorney General - Bronx NY
As a consumer from your state, I felt it was my responsibility to bring to your attention the following incident. When my car was reprocessed I owe $8,683.00 to AmeriCredit. On April 25, 2006 I ow...
americredit-no compassion for their customers - americredit financial-no compassion
Informative - Miscellaneous - arlington TX
how can a company reposses your car after you have been in bankruptcy? It happened to me. Payments were being made while i was in bankruptcy. no sooner then the discharge letter came-my pay history w...
Americredit - Check by Phones and Quick Collects:Part Two
Complaints - Financial Services - US
Product/Service: Car Loan
Most car and home loan agencies make thier money off of you buy getting you to either do a check by phone or a quick collect payment. This is even more true when you have fallen behind on your car...
Americredit - How to deal with those collection calls:Part One
Complaint - Financial Services - US
Product/Service: Car Loan
By law a collection agency can only call and speak to you once a day. However they can call and leave messages as many times as they want. (This is not considered harrasment legally because they are c...
Americredit - Terrible Customer Service
Complaints - Financial Services - US
Product/Service: Auto Loan
I'm trying to refinance my car away from Americredit. They have the worst customer service I've ever dealt with. I call to make a payment, one month they accept payments over the phone. Next month th...
Americredit - Just Awful
Complaint - General Finance - US
Product/Service: Auto Loan
Americredit is by far the worst company I ahve ever dealt with in my life. There customer service reps for the most part are rude and havent a clue as to what they are doing til you get to a supervis...
Americredit - Americredit Auto Loan
Complaints - Other Auto - LA
Product/Service: Auto Loan
Americredt lies and uses illegal scare tactics. They also called me 17 times in one day and told me they would reposes my truck when I was four days late but had set the payment up for payday that wa...
Americredit Financial Services - Bad Customer Service
Complaint - General Finance - Arlington TX
Product/Service: Car Loans
Americredit of Arlington Texas, has the worst customer service, the cant seem to keep up with payments and they penalize the customer, even when there is proof of delivery and copies of the cleared ch...




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