Consumer reviews for Capital One:



Capital One - I'm unemployed
Complaint - Banks/Credit Cards -
Product/Service: credit card
I have been unemployed for 11 months and these people keep charging me for the card. I offered to make small payments and all I got was complete attitude. I was even hung up on four or five times.. Do...
Capital One - Credit Card Offer To A Minor
Complaints - Banks/Credit Cards -
I find it disgusting that my 7 year old child received an invitation from Michael Roberston @ Capital One to "apply for this no annual fee Capital One No Hassle Miles World MasterCard card". I don't ...
Capital One - Very Difficult To Close An Account
Complaint - Banks/Credit Cards -
Product/Service: Credit Card
Capital One will not close a card till the balance is 0.00. and to boot when it gets to 0.00 they add interest so you still have a balance of say 2.00. Now the account won't close till next month..th...
Capital One - State Attorney General Goes After Capital One for Debt Collection and Re-Aging
Informative - Banks/Credit Cards -
January 25, 2010 West Virginia Attorney General Darrell McGraw announced Friday that his office has sued credit card issuer Capital One and a debt collection agency for “unconscionable conduct i...
Capital One - Hardship
Complaint - Banks/Credit Cards -
Product/Service: Capital One Credit Card
On Friday 1/22/10 I received a call from Susan at Capital One (503)547-8300 at 1:55 P.M. I answered and was told it was a collection call. Our conversation went back and forth about payment and I to...
Capital One - Think before commenting anything.
Informative - Banks/Credit Cards -
Hi people. Just went through some of the reviews about overlimit and past due fees. Those who say that Capital One steals the money is absurd. You are given a credit limit. Sometimes, in case of emerg...
Capital One - Capital One hidden charges
Complaint - Banks/Credit Cards -
Product/Service: credit card
I recently canceled my Capital One card. They were still charging me finance charges even though I had paid my balance in full two months ago. Also, each time I call, they answer from India and cannot...
Capital One - Customer Service
Complaints - Banks/Credit Cards -
Product/Service: Credit Card
Just want to say that Capital One needs to bring its customer service call center back to the USA. Today was the first time I have had to contact them and was really disappointed to discover their ca...
Capital One - Buyer Beware
Complaint - Banks/Credit Cards -
Product/Service: Credit Card
My review is short and sweet, beware Capital One and and it unwritten policies. In December I cancelled my card because of the ever increasing Apr's. I was informed by the customer service representa...
Capital One - Unfair Business Practices
Complaints - Banks/Credit Cards -
Product/Service: Monthly bill payment
For the second month in a row Capital one appears to be holding on to check payments until after the due date. We mail a check to pay our bill IN FULL on the 15th of each month. Again this month we ...
Capital One - Great company! Much fairer than other credit card companies
Compliment - Banks/Credit Cards -
Product/Service: Credit card
I have accounts with Bank of America, Chase, HSBC as well as Capital One. After they yet again waived a "overlimit" fee for me today, I have to come online and give them props. Capital One has been in...
Capital One - Worst Customer Service
Complaints - Banks/Credit Cards -
Product/Service: disputed amount
I have never been so frustrated. I had a returned merchandise from merchant I found on line. I sent them all necessary info on the return copy of terms of merchant copy merchant received item. 4 month...
Capital One - Never got the Notice to Raise my Interest
Complaint - Banks/Credit Cards -
Product/Service: Credit Cards
Customer service stinks! No one speaks English- no one can help you- got transferred 6 times and hung up on twice and on hold for 2 hours in one day! They jacked up my rate after 9 years of loyalty on...
Capital One - Low APR for transferred balances is misleading
Complaints - Banks/Credit Cards -
Product/Service: Credit Card
I have been a Capital One card holder for many years and usually pay my balance in full every month. I had a $3,000 balance remaining on a home equity line of credit through another company that was ...
Capital One - Beware of scam Capital One Auto Finance pulls
Complaint - Banks/Credit Cards - TX
Product/Service: Auto Finance
I purchased a vehicle in August 2006 financed by Capital One. In February 2007, I was involved in a fatal accident and totaled the vehicle. I received a letter from Capital One stating I had to pay th...
Capital One - Good company, Good Business - CAPITAL ONE
Compliment - Banks/Credit Cards -
Product/Service: CREDIT CARD SERVICE
With all of the talk of credit card companies hiking rates, lowering lines of credit, etc..., I have to say that Capital One has not made any of those changes to my card as other companies have. They...
Capital One No Hassles Mastercard - Misrepresentation of Credit Limit
Complaint - Banks/Credit Cards -
Product/Service: No Hassles Rewards MasterCard
When I applied for this card, Capital One put a credit limit of $2,000 on the account. I told them that this was not high enough and the card would not suit my needs because when I travel, a hotel bi...
Capital One - Late again
Complaints - Banks/Credit Cards -
Product/Service: Credit Card over fees due to late payments
My husband is self employed and the income we use to create our debt has dropped to more than half what it use to be, therefore my Capital One payment got behind. From the behind fees I now have over ...
Capital One - Capital One is Ripping Off the Consumer
Complaint - Banks/Credit Cards - Charlotte NC
Product/Service: Interest rates
Last night while reviewing my bill I just realized that my interest rate went up from 8.9 to 17.90%. After calling and speaking to 2 people one being of customer service and one being a manager both w...
Capital One - TERRIBLE CREDIT CARD/ UNFAIR PRACTICES
Complaints - Banks/Credit Cards -
Product/Service: Credit card
I have been quite upset all day about this particar incident. I have a credit card with this company and I just sent them a large payment for the pupose of reducing my debt and improving my credit sco...
Capital One - Very Very Unloyal
Complaint - Banks/Credit Cards -
Product/Service: Credit Cards
I have been a Capital One customer for a number of years now. I have a car loan, two credit cards, and an online money market account. Recently Capital One switched to an India call center, which ha...
Capital One - Incompetent phone service
Complaints - Banks/Credit Cards -
Product/Service: on line balance review
I could not sign on to my Capital One account and made the mistake of calling the number listed on the back of the card... After MANY abortive attempts to reactivate the card using current and new pa...
Capital One - Stay away
Complaint - Banks/Credit Cards - SALT LAKE CITY, UT 84130 UT
Product/Service: credit card
First of all stay away from this company. they claim they want to help you build a credit history, but all they are after is to ruin your credit history and make some easy cash by stabing you with lat...
Capital One - What's in your wallet? Nothing, if you do business with Capital One
Complaints - Banks/Credit Cards -
Product/Service: Significant increase in APR
Have been Capital One customer since 2001. Mastercard paid off a few years ago; payments always on time and always more than minimum amount. Today received letter that was mailed sorted standard whi...
Capital One Healthcare Finance - Capital One HC Finance Chooses Charge-Off over Modified PAY-OFF
Complaint - Financial Services - Salt Lake City UT
Product/Service: Health Care Loan
I called customer service today about my past due account. I have a problem with the unequivocal “NO” from the customer service representative. I asked to speak to someone else, a supervisor pe...
Capital One - COMPLYING WITH THE COMPANY PROMISE PER MR. DUNCAN
Complaints - Banks/Credit Cards - Po Box 30285
Product/Service: INTEREST RATE AND CHARGES BY CAPITAL ONE
The first week of September I had a conversation with Mr. Duncan about my credit card account. He assured me my interest rate would go back where it was and that all fees would be dropped. He also ...
Capital One - Paying off Old Account
Question - Banks/Credit Cards -
Product/Service: Credit Card Account
I had a CC credit card prior to returning to school in great standing. After returning to school, I was unable to keep up the monthly payments and tried to arrange something with them to pay it off an...
Capital One - Interest Rates
Complaints - Banks/Credit Cards -
Product/Service: Credit Card Account
I have always paid my bill in a timely manner, and most of the time more than my payment. My interest rate more than tripled. My payment almost doubled. I called and spoke to three customer service...
Capital One , Master Card - Un reasonable intrest hike on Credit card
Complaint - Banks/Credit Cards -
Product/Service: Master Card credit
For no reason the credit card company , ( Master Card, Capital One, raised my intrest rate from 14.9 to 17.9. I have always paid on time, never late. They are blaming the hike on the aconomy when ...
Capital One - Stay Away From Capital One!!!!
Complaints - Banks/Credit Cards -
Product/Service: Credit Card
I'm sure all of you out there have seen the Capital One commercials with the vikings acting like well....vikings! Well I am now convinced that the characters in those commercials are not paid actor...
Capital One - Credit Card Interest Rate
Complaint - Banks/Credit Cards -
Product/Service: Credit Card
We have a credit card with Captial One with a credit limit of $3000. The balance on the card was $200. We received a letter indicating they were increasing the interest rate to 29%. We immediately ...
Capital One - RIPPED OFF
Complaints - Banks/Credit Cards -
Product/Service: Auto finance
I purchased a 2006 PT cruiser for $6995. (high mileage)I agreed to pay $425 for 24 months. I paid $1500 some months $1200 some months and $600 or $800 in the 24 months. I thought I paid it off. 425x24...
Capital One - Interest
Complaint - Banks/Credit Cards - Salt Lake City UT
I have had a Capital One Credit Card for a number of years. I was always very happy with their products and service until this year when for no apparent reason they changed my interest rate from 9.9% ...
Capital One - Here We Go Again...
Complaints - Banks/Credit Cards -
Product/Service: Business Credit Card
I used a be a Capital One fan, but no more. I received notice today that starting October 1st, they are reporting business credit cards to the three credit reporting agencies. SAY WHAT? Why would I...
Capital One - Terrible Service
Complaint - Banks/Credit Cards -
Product/Service: Credit Card
First of all, it suspended my card for no "fraudulent activities" where there was none. Then, when I tried to call, I get an Indian who spoke English that was difficult to understand. He then told m...
Capital One - Capital One Virtually Robs Their Customers
Complaints - Banks/Credit Cards -
I have remained with Capital One for several years because I felt that eventually they would come around and become a customer oriented organization. Unfortunately, that will never be the case. They...
Capital One - Can't trust what Capital One tells you.
Complaint - Banks/Credit Cards -
Product/Service: Convenience check interest rate expiration
You can't trust what Capital One personnel tells you. Approximately 1 year ago (August 2008)I used a convenience check from Capital One with the following conditions: 1) 3% fee 2) No interest for...
Capital One - Capital One s wrong doing
Complaints - Banks/Credit Cards - 1100 Superior Ave 19th Floooor OH
Product/Service: Bad
I have been charged over 1500.00 dollars from Capital One and I have no Idea for what I have written four times for a statement of my account and no one will send it to me. The next thing I know I'm ...
Capital One - Don't get a Captial One secured credit card
Complaint - Banks/Credit Cards -
Product/Service: Secured Mastercard
Well, I cancelled my Capital One secured card account in frustration because after ten weeks from being "instantly" approved I still had not received my card. I had plenty of time to shop around and f...
Capital One - Refusal to activate new card
Complaints - Banks/Credit Cards -
As the wife of a deplyed service member I do have a general power of attorney so that I can take care of everything during my husband's deployment. Capital One send new cards and when I went to activ...
Capital One - Liars!
Complaint - Banks/Credit Cards -
Product/Service: Capital One Platinum Card
As we all know, we are in some tough economic times. My Capital One bill was running a bit late and I was aware of this. I called them, trying to work out some kind of payment plan (I've never had to ...
Capital One - Capital Zero
Complaints - Banks/Credit Cards -
Product/Service: Credit card statements
4 times I have contacted Capital One due to a late fee they charge me for not paying on time. It's difficult to pay when I don't receive a bill or email reminding when and how much to pay. When I call...
Capital One - Harrasment
Complaint - Banks/Credit Cards -
Product/Service: credit card
I sent my payment 2 days late (my bad). that week I got 57 phone calls from capital one. I don't owe more than $100, are they so desperate for $30.00 late fee? I would never recommend Capital One as y...
Capital One - Giving Inaccurate Minimum Due Amount
Complaints - Banks/Credit Cards -
I pay my Capital One bill online. I am very good about paying, I don't want to mess up my credit anymore than the economy has already done. I haven't worked in over a year, so regretfully, I have be...
Capital One - Capital One a HUGE JOKE!
Complaint - Banks/Credit Cards -
This credit card is crap. I got my card witha $500 credit limit, and was making minimim payements, which were only around 20 dollars a month, no big deal. But then I lost my job and paying off my cred...
Capital One - Credit Card
Complaints - Banks/Credit Cards -
Product/Service: Platinum Visa
I got Capital One credit card since 2003 and then I got to college couldn't pay for my balanc until recently. My credit limit is $500 I got a balance of $948 something. I called them to pay for my acc...
Capital One - LIED TO AFTER NEARLY BEING KILLED AT WORK!
Complaint - Banks/Credit Cards -
Product/Service: Capital One Credit Card - Scam!
I was nearly killed in a work related accident in November 2008, while struggling to make my minimum monthly payments while workers comp tried to get me benefits and a rather long process. I didn't re...
Capital One - Whats in your wallet? DEFINITELY NOT CAPITAL ONE!
Complaints - Banks/Credit Cards -
What a complete nightmare! We got this card thinking it would be great for international travel...wow, were we wrong. We were overcharged by Advantage Rent a car in Mexico City, and tried to dispute...
Capital One - Avoid Capital One Like the Plague!
Complaint - Banks/Credit Cards - McLean VA
Product/Service: Credit Card
Mistakenly I decided to apply for a Capital One credit card. I called Capital One two weeks ago and spoke to a representative who kept me on the telephone for an hour gathering personal information a...
Capital One - Interest Rate Hikes
Complaints - Banks/Credit Cards - VA
Product/Service: Credit Card
I was with Capital One for over 25 years. My interest rate was at 6.6% and my credit score was and is high. I received no letters from Capital One and got a bill at 16% interest rate. This month it...


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