G.E. Care Credit - Never Applied for Credit. How Could I When I Wasn't There?
Dental Procedure - Complaint
HENDERSON, NEVADA -- My son had a toothache. I was working so his mom took him. I am the insured policy holder. Apparently my insurance wasn't going to cover what needed to be done, but the work was completed but didn't really know the reason why it was until a few weeks down the road. When I received a bulk envelope. With the itemized services that now I owed through this credit card plan. The amount of credit owed was $742.00. Reading the entirety of all that was enclosed. I was shocked that this plan of payments. Had everything on the negative side. The $742.00 was easy to pay off with little added on to the balance. That was only available to a consumer if the bill was satisfied within 3 months. If you needed to for longer than this. Then you were actually penalized with extremely high interest and if late paying a hefty late fee.. Basically you could never get ahead of paying this bill off. So knowing I didn't apply for this credit. How could I? I wasn't even there. His mom came home with no contract stating anything. Infraction she came only with a palm size receipt. Stating service was rendered. I immediately contacted this company and after realizing. The only language the rep's were programmed to say was " you pay okay". I requested a copy of the signed credit line I apparently applied. for. They said no problem it would be mailed out the following day. I never received any thing except invoice statements months after month. Never could they send this. Then I was sent a payment pay-off. Offer. The $742.00 original amount was now close to $1100.00.their offer was $450.00 unbelievable! I said I had no problem paying for my sons bill. But I still needed the contract paperwork. Then I would send the funds to them. the next person I was contacted by was a law firm. These guys are more like the Mafia the names they call you. The numerous calls to my work home anytime of the day night. I said the same thing to them that I stated to the creditor. No payment until I get a copy of the contract that I applied agreed and signed. I fear that my pay check might be garnished. The attorney said if I paid a one time payment of $650.00 it would be satisfied in full. Then I get seek restitution to get my funds back. This is frustrating and unfair.