Mercury Insurance Group Complaint

Mercury Insurance cheat and trick me, they ignore their disadvantageous factors to get away with the penalty.

6
Helpful Votes
Posted By: gloria on 9/27/2006

Location: CA

I filed a claim with Mercury on Sep.17, claim number is #ZU904921-95. When the person insured under Mercury hit left doors of my car on the drive way, the insurant admitted it was her fault at scene, because she have to yield before she back the car from garage to drive way, and she also admitted that she had already saw my car on the drive way before she back from garage.

Obviously Mercury is fully responsible for the damage to my car.

But Mercury agent instructed her to make a false statement and not to admit her fault, so that they can refuse to pay my car's damage. When I made claim to Mercury, they already made decision, so does not matter how my statement with physical evidence proved that it is Mercury's fault. Yet they abused their power and acted against moral ethics in insurance industry.

I called them at (888)917-6372, their customer service is very poor. After adjuster Rodrido told me they can only pay 30% of the damage, I requested his supervisor Marisa to review the case, but she rejected my request, and told me they would not even review this case, because my statement was different than their client's story, and they only trust their client's words. Therefore, they made judgment only based on one side of story, but totally ignore my statement which is not in their favor.

In addition, I got confirmation from the insurant, Mercury lies to both parties to avoid paying the compensation. They told me it is 50/50 fault, but they told the other party it is her fault. So in the end Mecurty is getting away with the penalty.

Because Mercury Insurance Co. is such dishonest company, they should be punished for their bad behavior. Their business should be suspended until they stop cheat and trick claimants.


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    User Discussion - Add your 3 cents!


    Hugh_Jorgen (09/27/2006)      
    Turn it over to your insurance company - let them fix your car correctly and then they can go fight it out with the other company. That's what you have been paying them premiums for.

    spiderman2 (09/27/2006)      
    You can also contact your state's insurance department and file a complaint against the company.

    glc (09/27/2006)      
    Hugh: She can do what you recommend only if she is carrying collision.
    Gloria: If I understand your post, the other driver was backing out of her driveway and struck the driver side of your vehicle.If you were travelling on the road that her driveway enters, YOU have the right-of-way, and she must yield. If this is the case, I cannot understand how they deemed this loss 70/30... Were the Police involved? Did you get a report? Were there any witnesses present that can back up your statement?

    KenPopcorn (09/28/2006)      
    This is why you get a police report on file before she can drive away and change her story.

    rah332 (09/30/2006)      
    had a similar experience but with AAA. 3rd party hit my car. she admitted her fault. we didnt get a police report. she gave me her ph no and insurance company. away she went. i attempt to file a claim with her company. she did not respond to her company for her side of the story. her agent said she could deny the accident and they would not have to pay me. they would go on her word. after weeks of attempts to make contact, she finally answers and admits to the accident cuz there was a witness, if not she would have walked away with no responsibility. ALWAYS GET A POLICE REPORT. CYA....

    dj180 (07/14/2010)      
    It is not possible to have the police come out to any accidents that do not have any injured persons. This only encourages the scam of having both parties responsible. Both insurance companies can increase the premium.

    dj180 (07/14/2010)      
    Mercury has 97 complaints with the Better Business Bureau. The company does not just do auto insurance
    http://www.la.bbb.org/Business-Report/Mercury-Casualty-Company-24488

    jktshff1 (07/14/2010)      
    dj180, don't know about where you live, but the cops are coming if I am involved in an accident. That's what they do and what they are paid for.


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