I am adding my 3 cents to the discussion about NCO Financial Systems, Inc. I also rec'd a letter from them telling me that "the creditor" has agreed to accept $36.11 in payment. The only reason I received this letter is that I had originally started to get into a business that was to distribute coffee to stores.

That is a long story but suffice it to say that the business was a scam & wanted money wired (cash) to an international bank account. When I backed out of the deal & didn not explain why, didn't want to waste my breath, I all of a sudden receive a bill from DSL for overniting me their introduction package. When I didn't pay it I rec'd this NCO Financial Systems collection notice. When I called the 800 # which is 800-303-2149 I got this voice that was speaking a language I couldn't even begin to understand. So I left a message stating that I have no clue what was just said but I will call back at another time. I do not intend to pay this & I hope people will not fall for this scam. That's my 3 cents. Thanks for listening

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