Feedburner Receive our consumer tips & recalls newsletter by e-mail
[X]
Feedburner count

23
Helpful
Votes

Kemper Insurance Complaint - Avoid Kemper At All Costs - Auto Claims

Auto Claims - Complaint
Review by Hate Kemper on 2008-10-16
CHARLOTTE, NORTH CAROLINA -- After my husband had a teeny tiny no big deal uncontested fender bender with a friend he plays sports with, we reported the incident to our insurer Kemper. Big Mistake. I called our agent who referred me to an 800 Kemper claims number. The lady who took the info was nice, professional, competent - great. She said an adjuster would call the next day. The next day the adjuster did call - UNFORTUNATELY. This woman was HORRIBLE - terrible customer service beyond belief. And I PAY THEM for this????

This "person" was so incredibly stupid that she 1. could not answer ANY of my questions, and 2. made a lot of stuff up about what had happened supposedly "quoting" my husband. She was very wrong and we tried so diligently to get through to her. She just sucked 100%. I called our agent back who said I needed to file a formal complaint. I called Kemper in PA back and talked to some great, totally competent, very patient people in Customer Relations. They advised me STRONGLY to allow them to make a formal complaint about this idiot in NC. I told them I just wanted answers.

They said PLEASE you MUST make a complaint, this woman is very wrong, and you MUST get a new adjuster. OK. The next day a even more horrible man called us - the stupid woman's supervisor. He basically stated that what we told him could not possibly be true because 1. that is not how they do business, and 2. he had never heard any of his "guys" say anything like that (I guess he listens to every single solitary word his "guys" say all day long... right.) He was a blazing JERK.

Amazingly disgusting - both of them. I called my agent back again. I called Kemper Customer Relations back again and again they were GREAT! But they unfortunately have not control or influence over the HORRIBLE-OUT-OF-CONTROL-JERKS-IN-CLAIMS-IN-NC (this is NOT hyperbole - but rather the understatement of the century.) A while later we got a call from the supervisor of the HORRIBLE claims-woman's HORRIBLE supervisor-man. While this 3rd person was AT LEAST intelligent (which neither of the 1st 2 claims people were) he still was not nice enough. He still defended them. He still did not fix ANYTHING. He still did not apologize for their disgusting lack of both brains or business manners.

BASICALLY he did nothing except say he hoped that I would reconsider and not cancel my Kemper policy in favor of a GOOD COMPANY'S policy... Again: Right. So, I called Kemper back to find out who the boss of this 3rd claims person was - and there IS NOBODY! LOL The poor kind folks in Kemper's Customer Relations have to take all the crap from customers like me who have been HORRIBLY MISTREATED by the claims folks who do not have even 2 brain cells to rub together, yet they have no recourse except to route the complaint BACK TO THE HORRIBLE SHOP THAT CREATED THE PROBLEM IN THE FIRST PLACE! It is like attempting to deal with horrible freaks in another dimension! BOTTOM LINE: Our agent is working on estimates from OTHER INSURANCE COMPANIES - companies who are GOOD unlike Kemper. I HATE KEMPER.

BEWARE! Their Customer Relations could not be BETTER. Their Claims could not be WORSE. And to think, I've actually been paying them so much money to insure and represent me. I am filing complaints with the local BBB and the NC Department of Insurance - already talked to them and they said that they indeed are the agency that can control these horrible out of control agents. STILL BEWARE - the claims folks can do and say anything they want to with impunity - do they mean any harm? no, I don't believe so - they are just way too stupid to know any better. I informed the #3 claims man (the head claims guy on earth for Kemper - beyond whom there is no boss... HOW does he have NO BOSS???) that we need satisfaction and he did not care - further that we expect an apology from each of his IDIOT claims adjusters, that they are then fired (OF COURSE!), and that Kemper refund all of the money we've ever paid them and then continue to insure us for free forever. And actually that will not be enough. Those jerks should be fired. I'm working on it. In the meantime DO NOT USE KEMPER!

You've been warned.
Comments:
Posted by spiderman2 on 2008-10-16:
All this for a "teeny tiny no big deal uncontested fender bender"? Usually a fender bender is pretty easy to sort out without all this drama. I would love to hear the rest of this story.
Posted by CT Yankee on 2012-04-25:
Without any details (i.e. what questions did "Charlotte" ask, and what "stuff" did the first claims agent "make up", it's hard to take this rant seriously.
Posted by disgruntled as well on 2012-06-29:
I am with the first person. We are now learning the hard way the stupidity of Kemper. We too were in a "no big deal" fender bender. Get this...the 2 drivers are 17 and the parents of the other party wouldn't let Kemper TALK to the driver, and then, they changed their story about 4 or 5 times. Still, Kemper is finding us 100% at fault and the statements the other people made are entirely impossible! HOW STUPID CAN 2 PEOPLE BE???? STAY AWAY....THEY ARE IDIOTS. We have dealt with 5 people so far and only person was nice and diplomatic. Unfortunately, that's not enough to make us stay.
Posted by KH on 2012-06-30:
Backed into by a Kemper insured driver and it is taking weeks to get results. Though the driver was cited, they refuse to permit any repairs until the police report arrives. Let's time THAT one by the month.... They do not return calls. And here's the best part: just TRY to find a customer service department. I was transferred to 4 different locations and departments before it dawned on me THEY DON'T HAVE ONE! I finally reached someone who was willing to call herself a customer service employee, but when I explained the time frame and the problem, she said "I have no idea how to even begin to give you an answer on that." Deadpan....silence.....I thought she'd hung up until I got a 'yeah?' to my 'hello'.
This insurance company is laughable if it wasn't so frustratingly painful dealing with them. Getting hit by one of their insureds is like having your purse stolen.
Posted by richie88 on 2012-08-26:
I have had Kemper for many years with no problems --I never deal direct with Kemper --any claim I make my agent file it ---an adjuster has to see the car -he or she sees it at the body shop of my choice --its a matter of knowing your rights and letting more knowledgable people work for you -
richie88
Posted by Annette on 2013-04-26:
Kemper is horric. They suck.

Your Name:
(displayed with your comment)

Your Experience/Advice:


Note: All comments are reviewed by a moderator before being published. Please be sure to read our guidelines before commenting.
Kemper Insurance:
Overall Rating:StarHalf starEmpty starEmpty star