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NCO Financial Systems Complaint

NCO harrasment - cap 1 card

Posted By: dunk_53916 on 3/24/2004

Location: WI

This is for debtorbasher and moody.Sorry for being rude on last post,I was just ticked off at NCO.Here is my full story-I had to go on disability in aug.02 and I owed $350.00 to cap1.Disability ins. which I had through cap1 was suppose to make a $200.00 payment on this card(should have dropped to $150.00 owed)This was not paid until june 03,which meant I was being charged interest and overlimit fees on the full amount,instead of the lower amount.I sent crrr letters to both the ins.co.

and cap1 with no reply.Now I am getting letters and phone calls from NCO.They state I owe $950.00 and I feel that I might owe around $400.00 if they would have made the payment in aug02 when they were suppose to.What should I do now?Send verif. and c&d letter,try and deal with OC or just ignore them? I have no assets and only ssdi for income.

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DebtorBasher

(03/24/2004)

No apology necessary (to me,anyway), I just bicker with Madeye to lighten things up. Sorry for doing it on your post. I know it's tough with only the income you have. It looks like the insurance you had on the card was at fault for not paying when they should have which caused more fees to be attached. In my opinion, I think that when they did pay, they should have covered the extra fees that were added during the time it was reported to them. What good is the insurance if it is going to end up costing the consumer more? As for NCO, they are trying to collect on what was turned over to them. No one is required to pay on a disputed amount and ... more >>

sanford31031 (03/25/2004)

^^You're a message board freak. I know it's hard to accept the truth, but the truth it is, and accept it, you must.

DebtorBasher

(03/25/2004)

Dunk: Please notice the above comment was not from our Mad-eYe Moody, someone (I can guess who) has created a screen name similar to his "Mad-eVe Moody", obviously thinking people would fall for this.

Mad Eye Moody

(03/25/2004)

Yep...and we all got him kicked off of the site.

lwrhps (03/26/2004)

DebtorBasher

(03/26/2004)

lwrhps: No matter which word you were trying to spell, they are both wrong!

lwrhps (03/26/2004)

sanford31031 (03/26/2004)

I see that you are fluent in Gibbering Moronese. Unfortunately, I'm not. You generate more waffle than the waffle making machine in a waffle factory. I suppose I should have some sympathy for your handicap. You are obviously paralyzed from the neck up. You're just another Internet-addicted fool suffering from diarrhea of the mouth and constipation of the mind. If you knew what you're talking about, you'd be dangerous.

Mad Eye Moody

(03/29/2004)

I hate to condone the bashing of such a colorful and lively poster as lwrhps...but Sanaford...I love your term..."Gibbering Moronese". Can I use that sometime?

Mad Eye Moody

(03/29/2004)

If I can learn to spell your name correctly, that is

jodieu (03/30/2004)

Anytime, Mad Eye!

jodieu (03/30/2004)

I post under both sanford and jodieu, one is for work and the other is from home, btw.....

Mad Eye Moody

(03/30/2004)

Aha! Thanks for sharing!

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