Freecreditreport.com Informative - Don't go to freecreditreport.com - Online credit report
Online credit report
Don't get fooled by that jingle on TV. Well, I can only say I'm a sucker for it. When you sign up for the so-called free credit report on their web site, they will start to bill you after that if you did not realize the fine print. I think lots of people have fallen to this ploy and they have been sued by the FTC before. Read it here at http://www.ftc.gov/opa/2005/08/consumerinfo. shtm. In there it says :
It deceptively marketed “free credit reports” by not adequately disclosing that consumers automatically would be signed up for a credit report monitoring service and charged $79.95 if they didn’t cancel within 30 days, in violation of federal law.
According to the FTC’s complaint, Consumerinfo’s advertising and Web sites failed to explain adequately that after the free trial period for the credit monitoring service expired, consumers automatically would be charged a $79.95 annual membership, unless they notified the defendant within 30 days to cancel the service. Consumerinfo billed the credit cards that it had told consumers were “required only to establish your account,” and, in some cases, automatically renewed memberships by re-billing consumers without notice. The FTC charged that the defendant’s failure to adequately disclose the automatic billing and to get consumers’ consent to bill their accounts violated federal law.
If you're like me, send a complaint to FTC here at https://www.ftccomplaintassistant.gov/. Call freecreditreport & demand a refund. Or get in touch with your state attorney general or the state banking commission if your credit card company refuses to dispute these unauthorized charges. If you need a credit report, get it here http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt156.shtm. Also organizations like the BBB nowadays is not a good source of trust nowadays as it makes money from subscriptions from companies and there is a potential conflict of interest and they have no authority to deal with situations like these unlike the FTC.
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