Citibank N A Complaint

Poor Experience - Mortgage

Posted By: dc14450 on 11/3/2009

After dealing with a BK and keeping my mortgage current through the bk and always making payments on time now that that part of my life is passed I am told it will always show "currently in bk" until it is paid off or I pay them to re-finance it?!?!?!?

The worst part is I paid over $1,000 in fees to keep it through the BK and was told then it would be fine when I was finished. 4 years later it was never changed and it took 3 weeks of conversations until they finally told me this wonderful news.

I'm told this is not the way it should work -- stay away from CitiMortgage.


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    User Discussion - Add your 3 cents!


    bearkatkitten (11/03/2009)      
    "After dealing with a BK and keeping my mortgage current through the bk and always making payments on time"

    What's a BK?

    Skye Aubrey (11/03/2009)      
    BK?? Bank? Burger King?? Bad Karma???

    LadyScot (11/03/2009)      
    Bankruptcy. It will continue to show that you reaffirmed it through a bankruptcy until you pay the note off. Unless something has changed of course.

    PepperElf (11/03/2009)      
    even after it's paid off, it's on your records tho... i think it's permanent but i could be wrong... the permanent factor may depend on what chapter it was filed under

    JR in Orlando (11/03/2009)      
    Congradulations on keeping your house. That shows a lot of effort on your part, and I think most people would look at it this way. While this may affect your credit, as you found out, being in debt is not always the best position to be in. I wish you well in the future.


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