Bank of America Compliment

Reversal of monthly service fee - bank account

1
Helpful Votes
Posted By: bearkatkitten on 11/3/2009

Location: Round Rock, TX

Omigod, a compliment!
Yes, you read it right... try not to faint.

So, I've had a bank account with them since 2004. Free checking account.

In all that time, I've never been charged a monthly service fee until now.

I switched my direct deposit over to my other bank account since I used it more and was just using this one as something to set money aside in.

I check my account online, as I always do, and noticed a monthly service fee.

This, of course, upset me.

I went into a branch on my way home from work. I calmly and nicely explained to the financial specialist, or whatever BoA calls them, my problem and he reversed the charge. He also looked at what kind of account I had and explained what the charge was for, but since I'd never been charged, he reversed the fee. He explained what I needed to do to keep from getting this charge. He explained that if I just had a direct deposit of 1 cent going in, the fee wouldn't be charged. He said, "I'll do everything I can to make sure this account is still 'free' for you." A few keystrokes and he changed a few things therefore giving me more time to make sure a direct deposit goes through since sometimes, it could take up a month before one goes through.

He was very friendly and understanding. More so because I wasn't all up in arms and in his face about it.


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    User Discussion - Add your 3 cents!


    madconsumer (11/03/2009)      
    this is true barekitty. in all of my bank of america accounts, i have direct deposit. this way the accounts are free with no monthly service fees.



    oldisgood (11/03/2009)      
    Oh how true. You do get way more things done for you by being "nice" instead of "in your face". I worked as a teller in a bank after retirement, and, believe me, when people came in all upset and blamed me for everything, I shut them out. I tried to tell them I was just the messenger and to please calm down. If they did, I tried my best to fix whatever was wrong, but if they continued to be "in my face", I just blew them off. Anyone in retail will tell you you get more with "honey" than "vinegar"


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