We had our home insured with Safeco. We have never filed an insurance claim before, but our experience with Safeco was a bad one. Despite three different experts saying that our roof had to be replaced due to hail and wind damage, they denied the claim. Therefore we had to pay $6000 of our own savings to repair the roof. I am just warning everyone that I can: Safeco is a company of cheaters. Never use them for your insurance needs.