Most Helpful Financial Reviews From 2009




38
helpful rating
Debt Collection - Who Is Responsible For Paying Debts Of A Deceased Relative?
Posted on 8/4/2009 by DebtorBasher
Paying the Debts of a Deceased Relative: Who Is Responsible? After a relative dies, the last thing grieving family members may expect are calls from debt collectors asking them to pay their loved o...
17
helpful rating
Eastwood Financial Services - 1(800)963-4823 Eastwood-Financial.com
Posted on 8/3/2009 by D. SHERK
I was recently scammed out of $800. They told me to wire them the money to a persons name through a red personal transfer form at moneygram TO CANADA ...BIG RED FLAG . I was an idiot to do so beca...
13
helpful rating
American Express Blue Card - Letter From Amex Lowing My Limit
Posted on 1/6/2009 by mrdjjames
Here is their Letter to me via email: We are contacting you to let you know that after a thorough review of your credit profile we have lowered the credit limit on the account listed above. We wa...
11
helpful rating
North American Bancard - North American Bancard, PCI Compliance Trouble, Possible Scam/Fraud/Deceptive Practice
Posted on 1/1/2009 by PCITROUBLE
DECEMBER, 2008 Here is a story I urge anyone considering a merchant account, or have one already, to read. It involves some very strange practices by a credit card processor, North American Bancard...
11
helpful rating
American Express - Make Sure To Get You Rewards Points If They Cancel Your Account!
Posted on 5/2/2009 by hejsan
American Express canceled my Rewards Plus account a couple of weeks ago and seemingly zapped out my 51,000 rewards points (51,000 Delta miles or other possible rewards). I was really bummed until I r...
10
helpful rating
Chase Bank credit cards - Chase closing former WAMU credit cards
Posted on 7/19/2009 by JPR2
On Saturday, July 11th, I charged $371 (of a $2000 limit) to 1 of 3 Chase credit cards. (There had never been a late payment or overlimit issue with any of the three cards.) This particular card had h...
10
helpful rating
NBAA - National Benefits Advisory Assoc.
Posted on 2/8/2009 by subee22
Beware of Insurance co called National Benefits Advisory Assoc. I was solicited by phone by this company. They called me and told me that they could help me with insurance I explained that I didn't ha...
10
helpful rating
Bank of America - Deposits Debited Days After Being Credited To Account For No Good Reason
Posted on 1/14/2009 by AEI
I am registering this as a very strong complaint about Bank of America and it's policies in regard to accepting checks for deposit. I made a deposit on 1/9/09 in the amount of $5,270.93. Part of this ...
10
helpful rating
Juniper Bank - Two cents
Posted on 7/30/2009 by sbalch
Here is the complaint I am sending to the CEO Juniper Bank. Dear xxxx: I am a former customer of Juniper Bank. Let me explain how I became a former customer. It started with a finance charge putti...
9
helpful rating
Baywood Lending Services in Tampa Florida - Baywood Lending Services took my money with promise of loan
Posted on 10/30/2009 by takenx2
I was contacted by phone from a man calling himself kyle morrison with baywood lending services on 10-20-09 stating that the loan I applied for online was approved for the amount of $6000.00 that I ne...
9
helpful rating
American Express - Another disgruntled AMEX customer
Posted on 5/26/2009 by JakeF
I had three accounts with AMEX. Platinum business, blue for business and capital line. Currently, I use/process the cards to the tune of nearly $800,000 per year. No, never, ever been late on a p...
8
helpful rating
BBVA Compass Bank - I Messed Up But They Fixed It For Me
Posted on 7/10/2009 by knightoftheword
On June 30th, I called my bank to match my account balance to find that it was in the negative. It has been years since I bounced anything, so I went to a nearby branch and requested a statement. I ...
8
helpful rating
Juniper Bank - Contact the REAL Juniper Bank, not their outsource
Posted on 8/9/2009 by macdaddy3598
After a ridiculous time fighting (and losing) a battle of a tripled interest rate causing my account balance to exceed the available credit and incurring not one, but two months worth of $39 overlimit...
7
helpful rating
Bank of Montreal (BMO) - Now this is how you treat customers
Posted on 7/11/2009 by financiallyfit
Last week, my fiance and I made an offer on a new home. We had to get a certified cheque immediately as offers were being presented the day after we saw the house for the first time. My fiance went to...
7
helpful rating
American Express - American Express Costco Card Cancelled For No Reason
Posted on 3/10/2009 by hmningbird
It was interesting to read some of the other experiences people had had with the same thing! Our credit is, and always has been excellent. I used my American Express Costco card at Costco yesterday ...
7
helpful rating
American Express - Cancellation Of Account With No Reason
Posted on 1/12/2009 by irate in VT
It is no small wonder American Express Company is looking for bail-out $$... they treat their loyal and good-paying customers like criminals! My husband went to pay something with our Amex card, an...
7
helpful rating
PayPal Buyer Credit GE - Credit Limit Reduced from $300 to $100
Posted on 1/8/2009 by SWH
Credit limits are too limiting: I have been a Paypal "Buyer Credit" customer for over a year and haven't had any trouble until recently. During Christmas '08 I got a letter stating that my credit l...
7
helpful rating
U.S. Loan Modification - Loan Review Dept - Thinking of Applying for a Home Loan Modification?
Posted on 3/23/2009 by justbcuz
Heard about these loan modification companies that for a pretty steep upfront fee, around $2-3,000, you can have your monthly mortgage payment greatly reduced? There's been a few reviews here lately ...
7
helpful rating
NCO Portfolio Management - NCO Gets Creative!
Posted on 10/23/2009 by tachirah
The notorious NCO Portfolio Management has done something I have never seen before, but perhaps you have! In an effort to collect a debt on an old credit card that has been charged off, NCO will send...
7
helpful rating
Bank of America - Consumer Information
Posted on 8/8/2009 by employed27yrs
When consumers post reviews of a company such as Bank of America, they should always research the process they are complaining about before they complain. After 27 years of employment with Bank of Ame...
7
helpful rating
American Express - American Express Screws Loyal Customers
Posted on 8/11/2009 by MrSherlock
My wife and I are joining the ranks of all those boycotting American Express. Although we have been excellent customers since 1974, have never had a late payment, been over-limit, or any such thing o...
7
helpful rating
American Express - American Express Canceled My Card Without Notice
Posted on 1/20/2009 by mikeca
I have been a customer with AMEX for the past three years. I have always paid on time and never went over the credit limit. I have several other major credit cards and always pay them on time and in f...
7
helpful rating
CTI Collection Services - CTI Collections Services Reps Are Rude, Sarcastic, and Insulting
Posted on 2/10/2009 by AnnInFL
I would like to share my negative experience with a company called CTI Collection Services. On February 10, 2009, I was contacted over the phone by a representative of a company called CTI, which I ha...
7
helpful rating
AlertPay, Inc. - Be Very Aware Of This
Posted on 3/19/2009 by Starlord
Crystal got an email offer of part-time work from a company called AlertPay, Inc, with an Albany, NY address. She showed it to me, and we both had a good laugh. Do these people think we live under a...
7
helpful rating
NCO Financial Systems - Take The Easy Way Out
Posted on 1/27/2009 by lolling
I found this site when NCO called me looking for someone I never heard of. The guy kept giving me bits of info about his "target", but I had the feeling he wanted me to give back info about myself to ...
7
helpful rating
Debt Collections - FTC Proposes Significant Changes to FDCPA
Posted on 2/27/2009 by DebtorBasher
The Federal Trade Commission Thursday proposed a handful of changes to the Fair Debt Collection Practices Act (FDCPA) that could have a major impact on the accounts receivable management industry, i...
6
helpful rating
Bank of America - How to get $78 from Bank of America - Class Action Lawsuit Settled
Posted on 1/26/2009 by BokiBean
Bank of America has settled a $35 million dollar class action lawsuit that alleges they changed the posting of transactions to enable themselves to collect more overdraft fees (surprise!). The online...
6
helpful rating
The Diener Law Group - I Guess I've Been Ripped Off
Posted on 4/16/2009 by star01
After speaking with 2 different "executives" at The Loan Modification Network, and reading and signing a number of forms with a written promise to refund my money if unable to actually get a loan modi...
6
helpful rating
Mid-Mountain Co Inc - Thanks To You For Posting These Reports
Posted on 10/18/2009 by grateful in mississippi
I received a letter from Mid Mountain with a check and decided to look on the internet for information. Surprise there was the same letter I received with a warning about the scam. Thank you ...
6
helpful rating
American Express - American Express Liars
Posted on 8/7/2009 by CWD
I have seen a number of unhappy American Express Card holders and I would like to add my two cents. Before I begin I would like this forum to know that the head of American Express, Kenneth Chenault ...
6
helpful rating
American Express - Amex Optima unjustified interest rate hike
Posted on 8/19/2009 by amexcustomer26
After 26 years of being a faithful Amex customer I have made a decision to eliminate my revolving credit relationship with them on their Optima product. Like many who have posted complaints, I receive...
6
helpful rating
Eastwood Financial Services - Taken For A Loop
Posted on 8/7/2009 by adge
I wanted to just pay off some credit cards and decided to go on-line for a personal loan. I too was scammed with this company. I should have known wiring money to Canada didn't sound right. Even my c...
6
helpful rating
GE Moneybank - Deserted in the Desert
Posted on 3/27/2009 by Doesitreallymatter
Deserted in the desert I have enjoyed a wonderful relationship with Chevron for over 27 years and from time to time have used their stations exclusively. I have enjoyed an ever escalating credit in...
6
helpful rating
NCO Financial Systems - What To Do......
Posted on 1/26/2009 by Jazmine4
I am a past employee of NCO Financial... I was not a collector, I worked in the support area. If you get a collection call that you do not agree with, you are allowed by law to dispute the claim. By l...
6
helpful rating
Chase Manhattan Bank - Chase Mortgage Loan Assistance Program is a fraud
Posted on 7/29/2009 by Upset mortgage holder
My wife and I have a mortgage with Chase Manhattan that still has 5 years to go to be paid off. Several months ago I lost my job and it has now become difficult to make the required monthly payments ...
6
helpful rating
Wachovia Corp (Car Loan Dept) - Very Unprofessional, Rude And Want To Be Intimidators
Posted on 1/30/2009 by GraceOver
I have owned the car for over 2 years and never missed a payment since I have my payments set up through my personal bank to go out automatically. I realized a month late that the Wachovia car lo...
6
helpful rating
Key Bank USA - Abusive Overdraft Policies
Posted on 5/7/2009 by Norm K
I found the My3cents.com Web site while searching for information about overdraft policies employed by Key Bank. As I read many of the posted reviews I found that what I have encountered as a bank cus...
6
helpful rating
Chase Manhattan Bank - Satanic Thieves. Let them go down in flames.
Posted on 5/15/2009 by Melissa9909
I am filled with outright hatred for Chase Bank. I have two accounts with them, one a business Visa with a 12,000 limit, one a personal Visa with a $2,000 limit. I almost never carry a balance with ...
6
helpful rating
Discover Card - I Would Like To Complain About Discover Card Customers
Posted on 5/30/2009 by MandyCakes
I work for Discover Card. I talked to all types of customers all day long and prior to popular belief we probably talk to a lot more rude customers than you probably talk to rude reps. I have some ...
6
helpful rating
North American Bancard - Proceed At Your Own Risk
Posted on 4/3/2009 by bostitch
I signed up with NAB for a credit card terminal for my small business a couple of years ago. With the assistance of their "agent" I tried for over 4 months to install the terminal in my office and ge...



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