Most Helpful Financial & Banks/Credit Cards Reviews From 2009




13
helpful rating
American Express Blue Card - Letter From Amex Lowing My Limit
Posted on 1/6/2009 by mrdjjames
Here is their Letter to me via email: We are contacting you to let you know that after a thorough review of your credit profile we have lowered the credit limit on the account listed above. We wa...
11
helpful rating
American Express - Make Sure To Get You Rewards Points If They Cancel Your Account!
Posted on 5/2/2009 by hejsan
American Express canceled my Rewards Plus account a couple of weeks ago and seemingly zapped out my 51,000 rewards points (51,000 Delta miles or other possible rewards). I was really bummed until I r...
10
helpful rating
Chase Bank credit cards - Chase closing former WAMU credit cards
Posted on 7/19/2009 by JPR2
On Saturday, July 11th, I charged $371 (of a $2000 limit) to 1 of 3 Chase credit cards. (There had never been a late payment or overlimit issue with any of the three cards.) This particular card had h...
10
helpful rating
Bank of America - Deposits Debited Days After Being Credited To Account For No Good Reason
Posted on 1/14/2009 by AEI
I am registering this as a very strong complaint about Bank of America and it's policies in regard to accepting checks for deposit. I made a deposit on 1/9/09 in the amount of $5,270.93. Part of this ...
10
helpful rating
Juniper Bank - Two cents
Posted on 7/30/2009 by sbalch
Here is the complaint I am sending to the CEO Juniper Bank. Dear xxxx: I am a former customer of Juniper Bank. Let me explain how I became a former customer. It started with a finance charge putti...
9
helpful rating
American Express - Another disgruntled AMEX customer
Posted on 5/26/2009 by JakeF
I had three accounts with AMEX. Platinum business, blue for business and capital line. Currently, I use/process the cards to the tune of nearly $800,000 per year. No, never, ever been late on a p...
8
helpful rating
Juniper Bank - Contact the REAL Juniper Bank, not their outsource
Posted on 8/9/2009 by macdaddy3598
After a ridiculous time fighting (and losing) a battle of a tripled interest rate causing my account balance to exceed the available credit and incurring not one, but two months worth of $39 overlimit...
7
helpful rating
American Express - American Express Costco Card Cancelled For No Reason
Posted on 3/10/2009 by hmningbird
It was interesting to read some of the other experiences people had had with the same thing! Our credit is, and always has been excellent. I used my American Express Costco card at Costco yesterday ...
7
helpful rating
American Express - American Express Screws Loyal Customers
Posted on 8/11/2009 by MrSherlock
My wife and I are joining the ranks of all those boycotting American Express. Although we have been excellent customers since 1974, have never had a late payment, been over-limit, or any such thing o...
7
helpful rating
American Express - American Express Canceled My Card Without Notice
Posted on 1/20/2009 by mikeca
I have been a customer with AMEX for the past three years. I have always paid on time and never went over the credit limit. I have several other major credit cards and always pay them on time and in f...
7
helpful rating
Bank of Montreal (BMO) - Now this is how you treat customers
Posted on 7/11/2009 by financiallyfit
Last week, my fiance and I made an offer on a new home. We had to get a certified cheque immediately as offers were being presented the day after we saw the house for the first time. My fiance went to...
7
helpful rating
American Express - Cancellation Of Account With No Reason
Posted on 1/12/2009 by irate in VT
It is no small wonder American Express Company is looking for bail-out $$... they treat their loyal and good-paying customers like criminals! My husband went to pay something with our Amex card, an...
7
helpful rating
CTI Collection Services - CTI Collections Services Reps Are Rude, Sarcastic, and Insulting
Posted on 2/10/2009 by AnnInFL
I would like to share my negative experience with a company called CTI Collection Services. On February 10, 2009, I was contacted over the phone by a representative of a company called CTI, which I ha...
7
helpful rating
Bank of America - Consumer Information
Posted on 8/8/2009 by employed27yrs
When consumers post reviews of a company such as Bank of America, they should always research the process they are complaining about before they complain. After 27 years of employment with Bank of Ame...
6
helpful rating
Key Bank USA - Abusive Overdraft Policies
Posted on 5/7/2009 by Norm K
I found the My3cents.com Web site while searching for information about overdraft policies employed by Key Bank. As I read many of the posted reviews I found that what I have encountered as a bank cus...
6
helpful rating
Chase Manhattan Bank - Satanic Thieves. Let them go down in flames.
Posted on 5/15/2009 by Melissa9909
I am filled with outright hatred for Chase Bank. I have two accounts with them, one a business Visa with a 12,000 limit, one a personal Visa with a $2,000 limit. I almost never carry a balance with ...
6
helpful rating
Bank of America - How to get $78 from Bank of America - Class Action Lawsuit Settled
Posted on 1/26/2009 by BokiBean
Bank of America has settled a $35 million dollar class action lawsuit that alleges they changed the posting of transactions to enable themselves to collect more overdraft fees (surprise!). The online...
6
helpful rating
American Express - AmEx fails to consider profitability and lifetime value
Posted on 5/6/2009 by BWF
Here is the letter I sent to a reporter who had an article about American Express' bizarre credit decisions. In addition, I just received a letter that the cancellation could have a negative impact on...
6
helpful rating
American Express - American Express Just Decreased My Credit Limit
Posted on 3/16/2009 by mindmltn
I have been a American Express customer for 4 years now and I have never been late or not paid my bill. I have a limit rather I had a limit of $5000 and I have been leaning on it the last 6 months for...
6
helpful rating
Capital One - Avoid Capital One Like the Plague!
Posted on 7/31/2009 by Lorac
Mistakenly I decided to apply for a Capital One credit card. I called Capital One two weeks ago and spoke to a representative who kept me on the telephone for an hour gathering personal information a...
6
helpful rating
Chase Manhattan Bank - Chase Mortgage Loan Assistance Program is a fraud
Posted on 7/29/2009 by Upset mortgage holder
My wife and I have a mortgage with Chase Manhattan that still has 5 years to go to be paid off. Several months ago I lost my job and it has now become difficult to make the required monthly payments ...
6
helpful rating
American Express - American Express Liars
Posted on 8/7/2009 by CWD
I have seen a number of unhappy American Express Card holders and I would like to add my two cents. Before I begin I would like this forum to know that the head of American Express, Kenneth Chenault ...
6
helpful rating
Discover Card - Just Wow
Posted on 1/23/2009 by Tank78
Truth be told; my first gripe with Discover goes back to an offer for a consolidation loan that they only offer to their top members with great payment history which I chose to accept but was then den...
6
helpful rating
Wachovia Corp (Car Loan Dept) - Very Unprofessional, Rude And Want To Be Intimidators
Posted on 1/30/2009 by GraceOver
I have owned the car for over 2 years and never missed a payment since I have my payments set up through my personal bank to go out automatically. I realized a month late that the Wachovia car lo...
6
helpful rating
Chase Manhattan Bank Mastercard - Canceled Card
Posted on 7/15/2009 by gbiehl
I recently returned from a local retail store empty handed due to my Chase Mastercard being denied. After calling customer service, I discovered the card had been canceled due to a high balance to cre...
6
helpful rating
Discover Card - I Would Like To Complain About Discover Card Customers
Posted on 5/30/2009 by MandyCakes
I work for Discover Card. I talked to all types of customers all day long and prior to popular belief we probably talk to a lot more rude customers than you probably talk to rude reps. I have some ...
6
helpful rating
Chase Manhattan Bank - I Will Be Closing My Chase Account
Posted on 3/15/2009 by pinkcat
My bank, WaMu, has been bought by Chase. I have two checking accounts - one that my paycheck goes into, all my ATM withdrawals, checks, and debit card transactions come out of, etc. The other account ...
6
helpful rating
Bank of America - Liars and Thieves
Posted on 7/19/2009 by Laurzie
Bank of America is the worst company I have ever done business with. I went through a divorce over a year ago and was trying to sell my home so I could give my ex-husband half of the equity. The hou...
6
helpful rating
Mid-Mountain Co Inc - Thanks To You For Posting These Reports
Posted on 10/18/2009 by grateful in mississippi
I received a letter from Mid Mountain with a check and decided to look on the internet for information. Surprise there was the same letter I received with a warning about the scam. Thank you ...
6
helpful rating
American Express - Amex Optima unjustified interest rate hike
Posted on 8/19/2009 by amexcustomer26
After 26 years of being a faithful Amex customer I have made a decision to eliminate my revolving credit relationship with them on their Optima product. Like many who have posted complaints, I receive...
5
helpful rating
Capital One - TERRIBLE CREDIT CARD/ UNFAIR PRACTICES
Posted on 11/11/2009 by Printer75
I have been quite upset all day about this particar incident. I have a credit card with this company and I just sent them a large payment for the pupose of reducing my debt and improving my credit sco...
5
helpful rating
American Express - Cancelled My Card Without Even Notifying Me
Posted on 2/26/2009 by pksf
I just learned today that Amex cancelled my credit card. I spoke with them on the phone about this, and this was their reasoning: 1. I don't carry a very large balance 2. I don't always pay my card ...
5
helpful rating
Barclays/Juniper/Travelocity Mastercard - Travelocity Mastercard Horrible
Posted on 4/13/2009 by SS78
I truly hope Travelocity finds a new company to represent them. I originally opened the card for a 1% balance transfer option. I quickly paid off the $6,000 balance and was never late. The next billin...
5
helpful rating
Wells Fargo & Company - Predatory Lending Practices
Posted on 2/12/2009 by demebay
My wife and I went to our local Wells Fargo mortgage center in Colorado to ask about refinancing our two auto loans that are currently with a credit union. We pay 7.5% interest and have credit scores ...
5
helpful rating
Chase Manhattan Bank - Chase Brakes Rules On Credit Card Contract
Posted on 1/9/2009 by IMG
2 1/2 Years ago I received an offer from chase for 3.99% Apr promotional loan on a credit card. This rate was supposed to be valid for the lifetime of the balance. The offer looked good so I consolida...
5
helpful rating
Chase Manhattan Bank - Chase Visa Incompetence Costs Its Customers
Posted on 1/8/2009 by Zandro
Like others complaining about Chase Visa, I too pay my balance regularly. I use the card for everyday expenses to take advantage of the perks. Nonetheless, my wife and I spend modestly. However, ov...
5
helpful rating
American Express - Out Of The Blue
Posted on 4/26/2009 by braintwist12
I recently paid of my American Express Blue card in full. ($2500) I had spent some time paying off other debts first but this was the last to go. I was feeling good about finally being debt free and h...
5
helpful rating
Capital One Platinum MasterCard - Capital One MasterCard: Use It or Lose It, Evidently
Posted on 1/10/2009 by bgReviews
I used to think Capital One was great as others have said. I've had cards with them for years. I had good credit, always paid on time, they continually raised my credit. The current card was up around...
5
helpful rating
American Express - American Express Grossly Mistreating Customers
Posted on 3/20/2009 by Kerryqp
I have had an account with American Express for 6 or 7 years. I switched out of other credit cards to join the Starwood Preferred card, as the benefits were advantageous to my traveling and hotel use....
5
helpful rating
American Express - AMEX cuts off a 25-year customer
Posted on 1/28/2009 by r1100
I've been an AMEX customer for over 25 years with three cards. I have stable employment, 10 years same employer in a recession-proof business, over $100k/yr salary, I own a home. My FICO is 758. I hav...



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